Andy Ruben

I'd like to understand what drove the decision? And when you're thinking about allocating price investment dollars

where could these investments already be at peak intensity versus where we could expect a more elongated cycle

I'm curious to understand first how these items evolved over the course of the quarter? And then second, on a related note, we know you've been through political cycles

I'm curious on the seller side, what kind of return you see when you reduce the fees for sellers if it gets reinvested into price

I'd like to explore a bit the sustainability of some of the trends you're seeing in Argentina. Items sold. It looks like this step change to 52% growth

amid the rising interest rate backdrop in Brazil, how would you describe your comfort or risk appetite around credit in the country

as credit becomes more penetrated in your GMV and seller base, how do you think about the impacts to the overall ecosystem in a scenario where you do take a more cautious issuance approach