Cave Montazeri

where are we in the underwriting clock today for cyber? And then structurally, like given the recent developments in AI

is there any reason why you couldn't pay out of income, potentially even more, given that you're releasing capital when you're shrinking.

if there is no growth, in 2026 I hope you guys see growth. But if there is no growth, you could distribute close to a 100% of the the capital you generate.

whether you're more likely to be a net beneficiary from AI. Their improved efficiencies and smaller risk selection,

does that mean that your premium growth in reinsurance in the quarter would have been double digit this quarter, adjusting for that?

Is it mainly like the tort reform from 2 years ago that are feeding through that's making the market a bit more attractive now?

I think it's pretty clear that the days of 30%-plus growth in NPW are behind us now as you become more selective.

the city and commissions didn't change much at one one. Despite the adverse development. Carriers continue to face, My question is, what's the incremental supply of casualty reinsurance

can you give us an update on how the integration of Medcorp is going? And if the growth prospects how that's evolving versus your expectations prior to the deal

I know you guys have a pretty good real-time pulse on the economy. Earlier in your prepared remarks, you mentioned the U.S. labor market was still strong

Could you kind of remind us like how that came about? Is that something that kind of you want to keep

will those efficiencies and better analytical tools become commoditized? Or is there like a real moat to being early

is there something specific that you think the street is underappreciating maybe in terms, like, the power of the Aon United platform? Your ABS capabilities, or the three by three plan?

the second quarter EPS guidance that you gave us, 15% to 18% EPS growth. Is that is the baseline the $2.93 reported or is there any adjustments we need to make?

Q2 wasn't your best quarter for PRT, but I appreciate that's a lumpy business, especially at the jumbo land

Could you give us an update on your implementation of GenAI in your processes, which parts of your business do you think can benefit most from GenAI

Do you think that the new generation of AI tools are adding more urgency to invest even more in tech right now than, let's say, 3 years ago