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Analyst
Connor Allen
Period: Reporting periods mapped to calendar 2026 Q1 – 2026 Q2 (2 quarters).
- Questions
- 4on tracked calls
- Challenge rate
- 0%none of 4 questionsLimited sample
- Companies
- 2questioned at least once
- Reporting periods
- 2with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 4 of 4 questions from 2 companies
AFRMAffirm Holdings, Inc.2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
what drove that acceleration? And then maybe how sustainable the premium growth is within that category?
Show response
Max credited a couple of large services-platform signings, still very early, and declined to promise the 2x growth pace continues.
Calendar 2026 Q1
I wanted to ask about transactions per active. It's been growing above 20% for quite a while.
Show response
Max framed rising transactions per active as a network effect from both merchant sign-ups and card conversion, with full drivers at the forum.
KLARKlarna Group plc2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
if there's anything assumed in guidance for the second half around that program?
Show response
Niclas expects positive adjusted operating income from Apple Upgrade in 2026 and over the multiyear life of the program.
Calendar 2026 Q1
could you talk about the current card? You now have 5 million actives there. Any surprises in the rollout
Show response
Sebastian highlighted stronger-than-expected debit usage; Niclas cited membership fees up over 600% and 4x ARPU at maturity.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| AFRM Affirm Holdings, Inc. | 2 | —Rate withheld: fewer than 3 questions |
| KLAR Klarna Group plc | 2 | —Rate withheld: fewer than 3 questions |
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2026 Q1 | 2 | 0%none of 2 questions | 2 |
| 2026 Q2 | 2 | 0%none of 2 questions | 2 |
- 2026 Q12 questions · challenge rate 0% (none of 2 questions) · 2 companies
- 2026 Q22 questions · challenge rate 0% (none of 2 questions) · 2 companies
Topics
Topics tagged on this analyst’s questions.
- Demand2
- Subscriber Growth2
- Product Launch2
- Revenue Growth1
- Guidance Reliability1