Daniela Haigian

How do you think about the outlook on financing margins as you have changes in benchmark rates?

Can you disaggregate how much of the recent Retail GPU dynamics is coming from gains there

How should we be thinking about operating leverage in fixed costs, Mark, you mentioned that? And then more near term, how should investors think about logistics expense

at this rate of growth, you're going to need to think about build beyond that over the next few years

how do you think about competition from new entrants such as Amazon that also have warehouse and logistics capabilities?

what do plans look like to expand production capacity beyond that 3 million? And what are the capital requirements to get there?

incremental adjusted EBITDA margin. It came in at over 17% this quarter. Is there any reason why that wouldn't be indicative of future incremental margins?

ADESA gives you hub-and-spoke network across the country. You've built out real reconditioning chops with digital integration. You see opportunity for Carvana TAM to expand beyond used cars?

can you comment on gain on sale. It looks like it increased sequentially to over 11% of receivables sold this quarter

How are conversations going with the credit rating agencies to help improve from current levels?

What are the biggest gating factors near term limiting potential growth in units? Is it rooftops, physical labor, logistics freight