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Descriptive analysis built from SEC filings and public earnings transcripts. Not investment advice.

Eduardo Rosman (BTG Pactual) — Tellvest

Analysts/Eduardo Rosman

Eduardo Rosman

BTG Pactual

Financial Services

Limited coverage. Only 6 questions of coverage. Treat these numbers as directional — sample too small for reliable averages.

Companies

Questions

Challenge RatePercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.

Challenge Trend

Q4 '24Q2 '26

Focus Areas5 topics

Cloud & AI3Geographic Expansion3Innovation & R&D2Competitive Dynamics1Credit1

Trends6 quarters

Questions per Quarter

Questions

Challenging

Companies Covered

Question History6 questions

NUNu Holdings Ltd.6 quarters

2026 Q2

how do you believe you can help OpenAI, but more importantly, how this experience might help you here at Nubank?

Cloud & AIInnovation & R&DView in transcript →

2026 Q1

I do see local Brazilian investors today being much more constructive than the foreigners regarding the investment story

Geographic ExpansionCloud & AIView in transcript →

2025 Q4

do you see a risk that Nu could be disrupted by AI? Or do you see Nu as a potential winner in this transformation?

Cloud & AICompetitive DynamicsView in transcript →

2025 Q2

In recent months, we have seen important changes, right, in the management team

Geographic ExpansionInnovation & R&DView in transcript →

2025 Q1

Is it fair to say that maybe Brazil and Mexico are maybe, I know that they are the priorities

Geographic ExpansionView in transcript →

2024 Q4

Do you believe you can achieve the same level of outperformance as you did in credit cards?

CreditView in transcript →