Loading…
Loading…
The 750 Homes.com headcount figure exiting the year. Is that a change? I thought you were talking 500 to 600
clients that signed on kind of last fall that were on a 6-month contract and have just naturally come up for renewal
what can you say like that gives you the most confidence that it's just a sales capacity issue and not a deteriorating win rate issue
Okay. And then for USIS diversified markets, what dragged it down in Q1?
How are you thinking about the timing of the revenue from the expanded government opportunity?
Very helpful. And then overall margin, let's good to me normalized for FICO, but any additional perspective on the EWS m
Yes, thanks. Good morning. Mark, loud and clear, you've been front-footed on AI, both from a product and productivity pe
Okay. And then can you give more detail on the margin guidance, including the reduction in USIS margin guidance.
Can you go into more detail on what you're hearing on the mortgage pricing changes, including anything coming out of the
Perfect. And then on what's driving the what are the new mortgage prequal products that are already driving strength or
Yeah. Thank you. Can you give some more perspective on the Twin State Agency headwinds.
And then I appreciate the resilience of the business and you providing a recession framework.
Thank you. Good morning. So great to see the amended FSA contract.
Okay. But just on the payout ratios that you're paying, I get that.
Yes. Thank you. Good morning. So I'm trying to listen to everything you're saying on EWS margin guidance, but it's still
have they said anything about if an underwriter can pull scores from multiple models earlier in the process?
do you have any sense of what went into the approval process of the 21 initially approved lenders for Vantage 4.0
any education process or caveats you'd volunteer to kind of like help investors interpret how to compare the LLPAs under Vantage to FICO
I thought that you said in your prepared remarks that 10T was going to be available for both the conforming and nonconforming market in the first half of calendar '26. And then in answering one of ...
in the conforming market, where it's more about residual credit risk and there's less default risk to the security holder. Just help us understand kind of the value prop
what [ have you been told as ] kind of the next steps for 10 T usage for conforming
Can you just help us kind of understand the typical time line for mapping ACV bookings into ARR
Can you give any perspective on if that has started to convert in April, the things that kind of slipped out of March
anything you can give us on the evolution of AskGartner, either usage statistics or any meaningful changes
Are you expecting acceleration beyond that on a ex government or federal government basis
Can you just comment, I guess, on upselling and downselling ex federal government trends? And are you starting to see improvement there
can you help us better understand like what service tiers it's going to be available in? And just what exactly is the rollout process or time line
if you could try to ring-fence the AI risk, including from my perspective, just what you're hearing on pipeline conversion
what percentage of the contract value base are you following the directly impacted areas
where there's early cancels for convenience among U.S. federal government agency contracts what is the rev rec treatment
should we be thinking that wherever 2025 margin lands will be the fully rebased year to expand modestly from over time
A 7.8% Q4 CV exit rate with Research subscription constant currency growth only landing near 8%
Is the message behind the message that you feel like you're at an inflection point where you expect that to really start taking off
mathematically, it implies lower growth in 2026 and 2027 relative to what I'd consider your longer-term structural growth, especially in MIS
how do you expect it to be impacted by the energy complex build-out associated with the data center and AI infrastructure
Can you just comment on how strategically important you think CapIQ is within Market Intelligence
Can you just run through where you have revenue sensitivity to IPO volumes just with the backlog, I guess, building into '26
what is your hit rate in terms of what percentage of Private Credit activity you're monetizing and how that's evolved over time
what are the how would you summarize the most important capabilities acquired at this point from the IHS Markit acquisition? And where do they show up the most in financials
Your Market Intelligence employee head count growth has been, I guess, higher than I would have expected given the end market environment
There was a comment, Lee from you in the prepared remarks about extended sales cycles for some AI solutions
I just want to make sure I'm mapping the headwinds you're calling out correctly to subs and transactional
In terms of its strong growth, can you just help us understand, I guess, the drivers or the penetration rates in its core market?
Do you expect the increased contribution to forms, rules and loss cost revenue growth from 4 lines to play out over kind of the 2- to 3-year adoption period?
subscription organic constant currency growth accelerated every quarter of 2024. You're talking about record bookings, the innovation and revenue initiatives, good momentum. That feels like a reall...