Jon Newsome

are we at a point where there are aspirational areas of business that AIG is not in that you would be looking for either on organic or inorganic basis?

Do you have any thoughts on the regulatory environment? Clearly lots of, as my grandmother would say, interesting things happening in California from a regulatory perspective

this is moving margin to more excess and surplus lines for homeowners trends. Any thoughts about that trend

talking about some of the states that have been not as attractive. Any thoughts about those states turning

There was a very small change in the past pre-2024. I presume that is pretty much all casualty at this point

I want a little bit on the commercial competition question that Mike asked

Could you take Mike's question and insert general liability instead of commercial auto