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to what extent is the AI models and get more comfort on that being a floor from here?
What is the edge, the moat that you guys are using in SMEs?
can you help us dimension the impact that your clip increases are having on your credit card growth?
I'm just wondering if you can walk us through these dynamics and exactly what explains that NIM contraction
You have 1% FX neutral growth, which is a very different number from what we've seen over the last year
So can you help us understand what's behind the resilience of that Brazil NIM?
Can you just clarify what not expanding PIX in the short-term means?