Kelsey Zhu

Could you maybe talk a little bit more about your expectation around VantageScore market share gains and future pricing

Got it. Second question, I was wondering if you can talk a little bit more about your outlook for volume growth across c

Hi, good morning. Thanks for taking my question. Some of your peers have called out the improvement in the underlying po

Got it. So second question, understanding that you are EBITDA agnostic on the cycle direct program, but it does impact r

Got it. And then second question on the Government vertical.

You cited VantageScore upside in the mortgage vertical, which was very helpful.

Got it. Super helpful. And just more broadly, Mark, I was wondering if you can help us think through the opioid aid impa

Hi. Good morning. Thanks for taking my question. I have two questions on government vertical.

Good morning, thanks for taking my question. I found the recession scenario analysis super helpful.

I was wondering how you expect each of these components to grow under a stagflation environment, meaning muted growth an

Thanks. I was also wondering if you have any updated thoughts on sizing the incremental record additions from the Workda

Hi, thanks for taking my question. I want to talk about the SSA contract extension that you've announced at the end of Q

If you transition all of your workstation ASV into Data Solutions ASV and apply usage-based pricing on top of that, what would that look like? Because I think end users are using FactSet Research S...

how does that compare to guidance? And if you're expecting the same type of growth from AI products in 2026?

I was wondering if you can provide more colors around the traction you’ve been gaining with clients, especially when it comes to PitchCreator and some of the other Gen AI products that you piloted ...

if we have any updated thoughts on total addressable market, who the key competitors are in this space, and just generally your strategy to expand

Where do you see

Was wondering if you can talk a little bit more about any recent changes to the broader selling environment or sales cycle that you are seeing as P&C insurance industry transitions from hard to sof...

You called out the competitive pressure in auto 2 quarters in a row now. So I was just wondering if you can give us an update on what is happening in that market

I think you called out a couple of times the competitive pressure there. So I was just wondering if you can add more color who you're seeing these competitive pressures from

You called out strong pricing realization in forms, rules, loss cost. I was just wondering what's contributing to trends you're seeing there

20% to 25% of your revenues come from contracts that have a direct input of premium growth with a 2-year lag. And 2023 was a pretty strong year for premium growth