Matt Heimermann

I just wanted to follow up on your call related to using AI in the technology rollover of mid-corp.

I'd be curious about the margin consequences of that.

Any opportunistic investments you're thinking about making in tech or ops or accelerating existing investments?

I'm just curious whether or not you're you're you're seeing any noticeable signal or information there that's worth calling out

You had rolled out or started to roll out private flood product on that platform. I'm just curious how the initial uptake is going on that

I feel like there's a number of cross currents affecting the business

Just how to think about how likely additional opportunistic reinsurance purchases are?

does that create some flexibility to take more risk asset side?

you had this comment with respect to more favorable January 1 conditions relative to expectations

when you think about the pace at which you're moving on that, how constrained are you at all, if at all, by other stakeholders

there's been a lot of chatter about a particular historically wholesale broker moving into the U.S. organically on the retail side

I wonder if you could talk maybe about the inorganic growth opportunities in Asia