Pablo Singzon

Do you think this is a blip or is there a risk of casualty or refacing the same structural hesitance that property cat experience

Is there any reason why the benefit ratio should increase from here? Or basically, is your view that claims are just too good in 1Q?

Can you talk about your current involvement in the product? Today, I think you will see admin services

I wanted to shift to AI again, but this time as it relates to your distribution strategy and how you reach customers

would it be reasonable to think about some sequential deterioration or organic ex contingents

I was wondering if you could speak about the lapse component of your [indiscernible] gains as well as the morbidity side

is there a greater risk of anti-selection from your end?

could you comment about your outlook for EMEA? Earnings were above the quarterly run rate you had provided before

Do you think the trends you've seen so far, right? You called out severity, paid families, would those require repricing

I was hoping you could elaborate on your comment about the asset management pipeline being very strong

I wanted to ask about your efforts or the growth spread earnings, whether from institutional lose or AM sitting in retirement plans

I was wondering if you would be willing to give a more current update on the Life Planner count or most recent trends

can you talk about what was new with the RILA product that you launched in December