Rajat Gupta

Did the sequential pickup in the overhead expenses. It's just the other the yard cost is probably the highest we have seen in a while

is that impact that you're already feeling in the month of April based on how retail prices are tracking? Or is that more of an expectation around May and June

When you're saying profitable growth for 2026, is it fair to assume that the EBITDA per unit should expand in '26 versus '25?

when is the right time to start getting more vertically integrated on the post-sale side, maybe around loan servicing?

Can you maybe size for us what the penetration levels are today in that business? Or how much was it up year-over-year?

should we -- I mean, it looks like the guidance would imply a little more normal industry seasonality type numbers, at least the low end of the guidance

you want to look at the business more holistically going forward, focused just in units and EBITDA, could you elaborate a little bit more on that?

Anything incrementally can give us how the Atlanta or like some of the 2013 or '14 cohorts performed relative to the overall company this quarter?

You added like a new partner last year. Curious where you are in discussions, potentially adding more partners?

what's different now in the business versus '21, '22? How should we think about the challenges you might face in the lending market

How much was it driven by just the pickup in the commercial retail marketplace? And just how much influence that might have had

the $900 million that you raised in the fourth quarter, it seems like you've hinted in the letter at a potential like refi opportunity