Bob Labick

Fuel prices, transportation costs are up across the economy and talked about a lot in general

how do you see that as -- is there an impact on expected salvage volumes in 2027 and beyond

what are the things you guys are watching to see changes that will change this trend line and get the industry volumes back to growth going forward?

I was wondering maybe if you could just give us a sense of what you've learned from that sales force -- what you've learned from the buildup?

what do you think has caused the kind of the pause and the expansion over the last four quarters of total loss frequency?

how is advanced technologies and AI changing the industry? Is it like earlier decisions on total losses, faster cycle times, etcetera?

Wonder if you may comment on the total loss frequency of EVs now and how that might progress or how you see that kind of progressing

could you just maybe elaborate a little further on the shift of insured, how that's typically played out over, you know, less collision insurance

are there any current or future benefits from this land for your, you know, your growing BlueCar or whole car customers

What are the biggest points of friction in the total loss process for the insurance customers you serve now?

Please give us a sense of where you are in your salesforce build out to grow and your market share in the light damaged, non-salvage cars

how does it impact the supply, if at all of from your blue car customers, because there's less younger cars kind of going into the reconditioning market

some of the characteristics of the insurance companies that are at the higher end of that or at the lower end