Ryan Griffin

Appreciate it. And then just on the lenders onboarded thus far, testing the VantageScore.

I was just wondering what percentage of your volumes are soft versus hard pull?

I know it's late, so I'll just ask one. Just wanted to dig into the pricing strategy in the non-mortgage verticals, whet

Great. Thank you.

Hey. Thanks so much. You'd previously called out deepening penetration and broadening the solution set with the backgrou

Just wondering how you can help us understand some of the swing factors or the macro impacts that might be driving that. I think you mentioned a lot of that is pipeline from institutional buy side

We’re just wondering what type of sensitivity that has seen as the macro is unwound a bit compared to what you might see in the financial services and market data budgets? And then, just more broad...

I was wondering what you're expecting that relate the tail and how you think it might validate the predictiveness in FICO?

I'm just wondering if you have any feedback to share from the securitization market

I think we've all read some headlines about lenders struggling with their cost base this year. I was just wondering if you're seeing any of this from your perspective

I think you said 75 of your largest customers are using multiple use cases now. I was just wondering how that has trended over the past year or so and what's driving the land and expand momentum?

what is built into your guidance and what swing factors, whether it's trigger loans or rates could impact the view

You made a comment on ACV bookings pipeline being stronger than last year. I was just wondering what's driving that and how we should expect that to flow through to bookings

on the Amazon partnership. I'm wondering what the mechanics are for that and how you expect that to impact the distribution model