Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Analyst
Sean Kennedy
Period: Reporting periods mapped to calendar 2025 Q1 – 2026 Q2 (6 quarters; questions recorded in 5).
- Questions
- 13on tracked calls
- Challenge rate
- 0%none of 13 questions
- Companies
- 5questioned at least once
- Reporting periods
- 5with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 13 of 13 questions from 5 companies
FICOFair Isaac4 questions · 2 reporting periods · 0 of 4 challenging
Calendar 2026 Q2
the platform retention rate has really inflected positively this year. Is it partially due to AI
Show response
Explicitly separated current platform growth from AI, attributing it to existing functionality and fast customer payback.
I was wondering how impactful partnerships like Accenture are for platform growth
Show response
Framed FICO as IP-rich and distribution-poor and positioned Accenture as the start of indirect channel growth.
Calendar 2026 Q1
if you saw any volume weakness later in the quarter
Show response
Weber said auto is stable and card volumes remain good. Some subprime softness is offset by prime and super-prime strength.
I was wondering if you could discuss a bit more about potential adverse selection, how lenders could pull both scores
Show response
Lansing acknowledged dual-score pulling as structurally almost inevitable, which would technically represent share loss but not volume loss as it expands the total market by the second pull.
SPGIS&P Global4 questions · 4 reporting periods · 0 of 4 challenging
Calendar 2026 Q2
how you’re thinking about its growth in the second half and any visibility there.
Show response
Martina confirmed a healthy pipeline spanning multiple sectors and reaffirmed the double-digit full-year growth expectation for deal-related issuance.
Calendar 2025 Q4
I was wondering if the expected investment in AI capabilities and products is greater than what you were thinking 6 months or even 3 months ago
Show response
Eric confirmed AI investment not above prior expectations, running at 3-4% of expense base with shifting allocation. Martina added Kensho team serves as valuable scarce resource for accelerating deployment and generating growth through Kensho Labs.
Calendar 2025 Q3
How do we think about the incremental margin profile from the current and future partnerships
Show response
Confirmed all current partnerships require S&P Global license. New customer acquisition capabilities not yet fully developed by partners. May explore additional monetization models as LLM ecosystems mature.
Calendar 2025 Q1
how a sustained period of lower oil and other energy prices might affect commodity insights growth and how it may be different versus the last period of lower energy prices in 2020
Show response
Explained subscription model insulates CI from commodity price movements, with impact only at extreme levels causing bankruptcies. Current guidance assumes low-seventies oil with no massive upside/downside expected.
MCOMoody's Corporation3 questions · 3 reporting periods · 0 of 3 challenging
Calendar 2026 Q1
if you could discuss a bit more about KYC and some of the trends that you're seeing there and the longer-term opportunity
Show response
Fauber noted 13% KYC ARR growth against a tough comp, retention improved as DOGE-related cancellations lapsed. Expects mid-teens growth through balance of year driven by Moody's for compliance launch.
Calendar 2025 Q3
I believe last quarter, you mentioned that sales cycles were lengthening a bit. I wanted to ask if anything has changed there
Show response
Rob said sales cycles stable from last quarter with slight lengthening offset by larger deal sizes. Banking demand good with strong engagement and wins. Customers focused on growth, creating positive sentiment.
Calendar 2025 Q1
I was wondering if tariffs and heightened macro uncertainties are acting as a catalyst for helping penetrate the corporate market
Show response
Rob confirmed potential demand catalyst from tariffs for supplier risk and supply chain tools. Maxsight corporate platform launched in Q1 with ~150 quoted opportunities in pipeline.
ACNAccenture1 question · 1 reporting period · 0 of 1 challenging
Calendar 2026 Q1
if Accenture is seeing similar trends helping with gross margin? And also, how much of a productivity boost is Accenture seeing internally
Show response
Angie confirmed pricing improvements in some areas while market remains competitive. Julie said internal AI deployment improving delivery efficiencies reflected in ROI and growth.
EPAMEPAM Systems1 question · 1 reporting period · 0 of 1 challenging
Calendar 2025 Q3
how does the AI work differ from EPAM's non-AI projects? in terms of duration and profitability now
Show response
CEO explained AI projects are not fundamentally different but require different engineering skills combining technical and business domain understanding. Profitability currently similar but potential for higher rates and alternative business models longer term.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| FICO Fair Isaac | 4 | 0%none of 4 questions |
| SPGI S&P Global | 4 | 0%none of 4 questions |
| MCO Moody's Corporation | 3 | 0%none of 3 questions |
| ACN Accenture | 1 | —Rate withheld: fewer than 3 questions |
| EPAM EPAM Systems | 1 | —Rate withheld: fewer than 3 questions |
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2025 Q1 | 2 | 0%none of 2 questions | 2 |
| 2025 Q2 | No questions recorded | — | — |
| 2025 Q3 | 3 | 0%none of 3 questions | 3 |
| 2025 Q4 | 1 | 0%none of 1 question | 1 |
| 2026 Q1 | 4 | 0%none of 4 questions | 3 |
| 2026 Q2 | 3 | 0%none of 3 questions | 2 |
- 2025 Q12 questions · challenge rate 0% (none of 2 questions) · 2 companies
- 2025 Q2No questions recorded
- 2025 Q33 questions · challenge rate 0% (none of 3 questions) · 3 companies
- 2025 Q41 question · challenge rate 0% (none of 1 question) · 1 company
- 2026 Q14 questions · challenge rate 0% (none of 4 questions) · 3 companies
- 2026 Q23 questions · challenge rate 0% (none of 3 questions) · 2 companies
Topics
Topics tagged on this analyst’s questions.
- Cloud & AI5
- Demand4
- Subscriber Growth2
- M&A2
- Margin2
- Macroeconomic2
- Regulation Policy2
- Revenue Growth2
- Geographic Expansion1
- Competitive Dynamics1
Show all 13 topics
- Credit1
- Capex Investment1
- Trade Tariffs1