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Descriptive analysis built from SEC filings and public earnings transcripts. Not investment advice.

Thiago Batista (UBS) — Tellvest

Analysts/Thiago Batista

Thiago Batista

UBS

Financial Services

Limited coverage. Only 3 questions of coverage. Treat these numbers as directional — sample too small for reliable averages.

Companies

Questions

Challenge RatePercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.

Challenge Trend

Q4 '24Q3 '25

Focus Areas4 topics

Demand2Regulation Policy1Product Launch1Competitive Dynamics1

Trends3 quarters

Questions per Quarter

Questions

Challenging

Companies Covered

Question History3 questions

NUNu Holdings Ltd.3 quarters

2025 Q3

do you believe it is possible to start to operate in this market in the near future?

Regulation PolicyProduct LaunchView in transcript →

2025 Q1

This level of clients that are not using the card for new transactions is a concern for NU.

DemandView in transcript →

2024 Q4

do you agree with the view that there is not a lot of room to expand in the credit card business in Brazil?

DemandCompetitive DynamicsView in transcript →