Zach Gunn

if the guide still has some level of moderation baked in or if we've seen the macro move towards those expectations

if there's any thought process of how long it will take before it starts to have a meaningful impact to numbers

is there a world where Affirm could look at EWA as a potential product down the road?

can you just talk about what Coinbase is doing to incentivize adoption of its payments platform?

Can you just talk about what those areas are and how we should think about a target as a percentage of GMV going forward