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Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for U.S. Bancorp (USB) is 7/10.
U.S. Bancorp delivered Q1 EPS of $1.18 with total net revenue of $7.3B, up 4.7% year-over-year, as the positive operating leverage streak extended to seven consecutive quarters and FY2026 guidance of 4-6% revenue growth and 200bp-plus leverage was reaffirmed. Robust loan growth was led by commercial and card, and the Amazon small business partnership added a new growth vector while capital markets accelerated. The consumer deposit franchise continued strengthening and credit quality remained stable despite macro uncertainty, with CET1 at 10.8%.
Scored from U.S. Bancorp’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $10.66B | +2.7% | $1.01 | +106.1% | 19.8% | 15.6% |
| FY2025 Q1 | $10.35B | -1.1% | $1.03 | +32.1% | 20.9% | 16.5% |
| FY2025 Q2 | $10.53B | -2.5% | $1.11 | +14.4% | 21.8% | 17.2% |
| FY2025 Q3 | $11.01B | +2.0% | $1.21 | +17.5% | 23.0% | 18.2% |
| FY2025 Q4 | $10.98B | +2.9% | $1.26 | +24.8% | 23.1% | 18.7% |
| FY2026 Q1 | $10.84B | +4.7% | $1.18 | +14.6% | 24.8% | 18.0% |
| FY2026 Q2 | $10.92B | +3.8% | $1.35 | +21.6% | 24.9% | 19.9% |