Andrew Steinerman

I just didn't quite get a compilation if [ ad stops ] are changed year-over-year

I just wanted to get a sense of how the current quarter started, just what's already kind of behind us in June, in the first couple of weeks of July

what was energy and fuel cost as a percentage of revenues in the just reported third quarter

could you just give us a sense if price realization has kind of now returned to the long-term average increase

Mortgage revenues in USIS were up 60% in 1Q, up 40% in 2Q. Can you just sort of walk us through the bridge

I wanted to ask about EWS mortgage revenue outperformance. What did you see in the first quarter?

Makes sense. Thank you.

Hi, Mark. I wanted to think a little more about Slide 11 and proprietary data.

John, could you just go over a little bit more the general corporate expense line in the third quarter and what's drivin

Based on the higher revenue?

Good. Thanks, John.

Hi. Two questions. First one is just what is mortgage revenues as a percentage of total revenues in the second quarter j

Hi, John. Just two questions. One is, could you just give us in the quarter just reported the percentage of U.S.

21% is a percent of mortgage revenue. It's a percent of mortgage revenue.

Okay. Thank you.

Hi. Two quick ones on mortgage. The first one is, John, could you just tell us what mortgage revenues were as a percenta

if there's any change of where you're spending your CapEx for the year? And do you feel like your data center growth

could you tell us if there are any meaningful restructuring charges to consider for 2026?

Could you comment anything on kind of really forward-looking CapEx targets kind of multiyear?

I wanted to dive a little bit further into your prepared remarks about organic storage revenues being down sequentially in the fourth quarter

you specifically said you're reshaping the portfolio. I was just wondering if that's sort of the past

I also want to understand how they affect the MA ARR figure

I just wanted to talk about the contribution of M&A in the quarter for both MA and MIS and also going forward is the Cape acquisition and the guide

So just tell us a little bit more about how GTS revenues are impacted by volatility.

What was the organic ACV growth in the first quarter for MI? And then also remind us on the Ratings side

if you could help us compare With Intelligence to BlackRock's Preqin, who I see as the closest peer in terms of relative data coverage across asset classes

what's the share count implied in the 2025 guide? And did it change since February? And secondly, you talk a lot about the strong balance sheet and the share buyback activity

do you feel like the ratings revenue market has entered a period of kind of, let's call it, more regular growth over the next few years

how you guys are thinking about this going into the back half

I just wanted to know within the revenue guide, particularly for legal professionals for the year, what's assumed in terms of the government practice

Are these clients consuming more or less content? And spending more or less time on Westlaw and why?

Is Westlaw Advantage a separate module from Precision, meaning you have to buy the agentic Deep Research capabilities in addition

you talked about expense timing maybe lower expenses in the first quarter getting shifted. So if you could tell us, how much expenses shifted

have you assumed a low level or a typical level of hurricane activity when you consider the full 2026 revenue guide

Could you just tell us who do they compete with? I'm assuming you're going to say ServiceTitan. But if that's true, how does AccuLynx distinguish itself?

Do you feel like D&A as a percentage of revenues will kind of stay in this range going forward from here? Like is there a bias upwards?

One, is there any share buyback in the guide? Two, the interest expense looks materially stepped-up to me. Like, are you making an assumption about the planned refi in that interest assumption?