Chris Bottiglieri

What does it delve into the 38% disparity between international U.S. bidders?

You had mentioned that you grew your ASPs five times faster than similar service provider. You just kind of elaborate there

can you go over the low double-digit decline in assignments? Number? I wanna make sure I have that right

What sets prices in your end markets? Like, is it somehow derived off of US vehicle prices or is it derived by the local economies

are insurers moving all of the units they could sign with you? Are they kind of giving you like a sample at first?

can you just remind us kind of how a strong USD, like how it plays throughout your business? Does it impact the fees buyers pay?

was there any noticeable impact on your business from the Trump tariff regime in '18, '19? Did you see impacts on ASP or total loss rates

I was wondering what he's historically seen when there's been changes like from cat events. We have large hurricanes

can you frame for us how performance in Phoenix is doing versus the control market that hasn't seen this type of increase

it sounds like you're going to reinvest that into the consumer proposition to offer lower rates to the consumer. I just wanted to, a, confirm that

Does this primarily relate to the expansion selection or the change in the agreement with the commercial party just have an accounting impact

Can you kind of talk about that mix shift into more expensive vehicles and kind of what's going on there?

what are the steps you do differently to hit it in 5 years versus 10? Like how does that change your capacity needs

it sounded like you recast the TAM to the $40 million used plus new, and now you're 1% of that TAM

looks like there was a one-time item in other SG&A. It looks like you didn't adjust it out to add it back to EBITDA

what the go-forward strategy is on loan sales. It looks like the fixed loan sales stepped up to $700 million this quarter

Can you give us an update on the tariff refunds and how you're thinking about timing, amount and the use of the proceeds?

Can you speak to what you were seeing from low-income consumer given elevated gas prices?

do you have a sense for, like, how your competitors put in the private side? Are they sourcing generally from the same suppliers and countries of origin

How long does it take to move sourcing? Is there anything to get to help the first five points of sourcing? That you move and made it easier?