Chris Pierce

do these tools -- these are brand-new, and these could help top-performing sites further improve

do you think there's some portion of people tapping out and dropping down to use

can you just walk through a non-vehicle cost in an IRC? Because I'm thinking maybe you're less-efficient car takes longer to get on the website

Can you just walk through title issues, different titling registrations across 48 states?

is that strictly around what determines when you could hit it earlier or later? Is that about adding recon scale personnel?

Is sort of the obvious conclusion, the correct one that as you find more of these investors, yourself and other auto dealers will have more pricing power on the loan side

I'd love to hear some comments about where you are on attach and warranty attach in general, how difficult it is to attach warranty online versus in person?