Craig Hettenbach

seeing in the rate backdrop as well as any visibility into 2027

On the $600 million to $800 million resiliency program you laid out a few years ago, can you just give us a sense on kind of how you're tracking to that?

can you just talk about the durability of demand in particular in light of the equivalent emissions growth target of 3 to 4% this year

You mentioned the effective multiple could be single digits a few years out. What gives you that confidence?

how has the Thousand Branches initiative been going, and did it inform the Talkspace decision?

from a capital investment perspective, any key highlights or areas for this year?

as pricing starts to normalize, I know you've done a lot of work on the hiring front, as you've outlined, can you just talk about the confidence in terms of getting back into more of a steady caden...

Can you just talk about more broadly how you think about capacity versus demand in behavioral and kind of what that means for volume growth?

Your net leverage is at kind of the low end of history. Just how you're thinking about that?

Do you think some of that normalizes in terms of the contribution between volume and price?

how are you thinking about just kind of leveraging technology and AI?

can you talk about any trends that set out just from an acuity perspective?

how do you think about the customer base if they were to go direct to customer in terms of doing some things piecemeal

do you think some of these drivers can kind of sustain stronger growth in the next few years

Any other kind of segments that you would call out in terms of despite some of the macro uncertainty that are, you know, still performing really well

are there parts of the business you would expect to be kind of most insulated versus some areas that, you know, you'd expect to maybe see some impact

Any initial feedback from customers and how you think, you know, in the coming years, how it might impact your overall business

Any milestones to watch for this year as that business develops

how do you think about that in terms of perhaps giving you a little bit more leverage to make some of these investments as you get that going