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Analyst
Kahlil Abumani
Period: Reporting period mapped to calendar 2024 Q4.
- Questions
- 3on tracked calls
- Challenge rate
- 0%none of 3 questionsLimited sample
- Companies
- 1questioned at least once
- Reporting periods
- 1with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 3 of 3 questions from 1 company
MCYMercury General Corporation3 questions · 1 reporting period · 0 of 3 challenging
Calendar 2024 Q4
How many claims have you received? How many of them are total losses?
Show response
Victor Joseph provided specific numbers: 2,700 total claims, 650 HO totals, 150 additional totals across landlord/renter/condo/commercial. Over 95% paid coverage A. Very detailed.
is there a bottoms-up number that you have based on what you know are total losses today
Show response
CFO explained TIV-based methodology using payout percentages from previous major wildfire events like Camp Fire. Reinstatement premium of $80-101M is NOT included in the $1.6-2B gross estimate.
you've had discussions with your reinsurers about the potential for classifying two events if need be
Show response
CEO confirmed no pushback from reinsurers on two-event classification. However, with subrogation potential, two-event classification is less likely. Decision expected soon.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| MCY Mercury General Corporation | 3 | 0%none of 3 questions |
- MCYMercury General Corporation · 3 questions0%none of 3 questions
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2024 Q4 | 3 | 0%none of 3 questions | 1 |
- 2024 Q43 questions · challenge rate 0% (none of 3 questions) · 1 company
Topics
Topics tagged on this analyst’s questions.
- Capital Allocation3
- Guidance Reliability1