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Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.
| Analyst | Firm | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Greg Peters | Raymond James | 3 questions · 0% challenging |
| Guy Baron | Spring View | 3 questions · 0% challenging |
| Kahlil Abumani | Coronade Capital | 3 questions · 0% challenging |
| Prem Nainani | Plomado Advisors | 2 questions · 50% challenging |
| Firm | Analysts | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Coronade Capital | 1 analyst | 3 questions · 0% challenging |
| Raymond James | 1 analyst | 3 questions · 0% challenging |
| Spring View | 1 analyst | 3 questions · 0% challenging |
| Plomado Advisors | 1 analyst | 2 questions · 50% challenging |
Calendar quarter Q1 2026Earnings call May 5, 2026
FY2026 Q1 in brief
Mercury General's Q1 2026 demonstrated the underlying strength of the franchise with a combined ratio of 89.3% and net income of $190 million ($3.44 per share), a dramatic reversal from the prior-year Q1 net loss of $108 million during the wildfire…
Newest quarter is part of Pro ·
Sources. Tellvest earnings-call sentiment score for Mercury General Corporation (MCY), FY2026 Q1: 8/10. Scores: Mercury General Corporation’s public earnings-call transcripts and SEC-reported results — the base band is anchored to reported GAAP revenue growth; transcript, EPS and guidance adjustments are applied separately (documented exceptions apply to a few issuers). Price: MCY daily closing prices for the trailing year; dots mark earnings calls, colored by that quarter’s score; the newest quarter’s score is part of Tellvest Pro. How to read a company earnings-call score.
Mercury General's Q1 2026 demonstrated the underlying strength of the franchise with a combined ratio of 89.3% and net income of $190 million ($3.44 per share), a dramatic reversal from the prior-year Q1 net loss of $108 million during the wildfire catastrophe. NPE accelerated to 13.2% growth and NWP surged 16.6%, reflecting strong rate adequacy and policy count expansion to 2.31 million total PIF. Wildfire reserves continued to develop with an additional $43 million recognized, pushing cumulative net wildfire losses to $424 million, while investment income grew modestly as lower reinvestment yields partially offset a larger portfolio base.
GAAP revenue YoY +10.5% → base 7. The base score is anchored to the GAAP revenue YoY band before transcript, EPS, and guidance adjustments.
What MCY and other companies said about each other on FY2026 Q1 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“The Company is actively pursuing subrogation against Southern California Edison on the Eaton fire. The Company recorded approximately $544 million in estimated subrogation recoveries, or approximately 55% of its estimated ultimate losses on the Eaton fire.”
Mercury is pursuing subrogation against Edison International's Southern California Edison over the Eaton fire, recording $544 million in estimated recoveries; SCE has disclosed it is probable it will incur material losses, a negative liability signal for Edison International.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Net margin |
|---|---|---|---|---|---|
| FY2024 Q4 | $1.37B | -0.6% | $1.82 | -47.4% | 7.4% |
| FY2025 Q1 | $1.39B | +9.4% | $-1.96 | -247.4% | -7.8% |
| FY2025 Q2 | $1.48B | +13.2% | $3.01 | +166.4% | 11.3% |
| FY2025 Q3 | $1.58B | +3.6% | $5.06 | +21.3% | 17.7% |
| FY2025 Q4 | $1.54B | +12.4% | $3.66 | +101.1% | 13.2% |
| FY2026 Q1Selected | $1.54B | +10.5% | $3.44 | +275.5% | 12.4% |
| FY2026 Q2 | $1.68B | +13.8% | $4.76 | +58.1% | 15.7% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
No 8-K events recorded for this window.
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|---|---|---|---|
MCY Mercury General Corporation | 8 | +10.5% | |
| ALL Allstate | 7 | +4.2% | |
| CB Chubb Limited | 7 | +9.5% | |
| CINF Cincinnati Financial | 7 | +11.6% | |
| ERIE Erie Indemnity | 6 | +2.3% | |
| FACO First Acceptance Corporation | 5 | -5.4% | |
| KMPR Kemper Corporation | 2 | -6.8% | |
| L Loews Corporation | 5 | +2.6% | |
| LMND Lemonade, Inc. | 9 | +55.0% | |
| PGR Progressive Corporation | 7 | +8.7% | |
| ROOT Root, Inc. | 8 | +12.6% | |
| TRV The Travelers Companies, Inc. | 5 | +1.0% | |
| WRB W. R. Berkley Corporation | 6 | +4.0% |