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Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for Root, Inc. (ROOT) is 8/10.
Root delivered its most profitable quarter ever with $36 million in net income and an annualized ROE of 47%, reversing the prior quarter's expectation of lower 2026 net income. Partnership and independent agent new writings grew over 30% year-over-year, with the company now partnering with 15,000+ agents across 5,000 agencies and launching Freeway Insurance. A $200 million debt refinancing with Huntington lowered annual interest expense by roughly $5 million, and the board authorized a $75 million share repurchase program, though direct channel marketing was scaled back in March as the competitive environment intensified.
Scored from Root, Inc.’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $327M | +67.7% | $1.30 | +179.3% | 6.8% | 6.8% |
| FY2025 Q1 | $349M | +37.1% | $1.07 | +354.8% | 5.3% | 5.3% |
| FY2025 Q2 | $383M | +32.4% | $1.29 | +348.1% | 5.7% | 5.7% |
| FY2025 Q3 | $388M | +26.9% | $-0.35 | -125.9% | -1.3% | -1.4% |
| FY2025 Q4 | $397M | +21.5% | $0.31 | -76.2% | 1.4% | 1.3% |
| FY2026 Q1 | $394M | +12.6% | $1.99 | +86.0% | 9.2% | 9.1% |
| FY2026 Q2 | $389M | +1.6% | $1.49 | +15.5% | 8.9% | 6.5% |