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Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for Huntington Bancshares (HBAN) is 7/10.
Huntington delivered an outstanding first quarter, with GAAP EPS of $0.25 and adjusted EPS of $0.37, up 9% year-over-year excluding acquisition-related expenses and other notable items. Net interest income rose $301 million or 18.7% sequentially and 33% year-over-year as net interest margin expanded 9 basis points to 3.24%, with the Cadence and Veritex additions layered on top of strong organic growth. Fee income was the standout, growing 18% year-over-year on an adjusted basis with capital markets up nearly 60% organically and payments up 21%, prompting management to raise full-year fee revenue growth expectations by 4 percentage points to 31% to 33%. Credit remained well controlled with net charge-offs of 26 basis points and a criticized asset ratio of 4.3%, and the board approved a new $3 billion repurchase authorization. Management moved the 2026 net interest income outlook to the low end of its range and guided NIM into the high 3.20s versus the prior mid-3.30s, characterizing the offset from stronger fees and lower expenses as profit-neutral.
Scored from Huntington Bancshares’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $3.07B | +11.4% | $0.34 | +126.7% | 21.8% | 17.3% |
| FY2025 Q1 | $2.98B | +4.8% | $0.34 | +30.8% | 21.9% | 17.7% |
| FY2025 Q2 | $3.03B | +2.0% | $0.34 | +13.3% | 21.1% | 17.7% |
| FY2025 Q3 |
| $3.23B |
| +4.9% |
| $0.41 |
| +24.2% |
| 23.7% |
| 19.5% |
| FY2025 Q4 | $3.25B | +5.8% | $0.30 | -11.8% | 19.4% | 16.0% |
| FY2026 Q1 | $3.77B | +26.3% | $0.25 | -26.5% | 17.0% | 13.9% |
| FY2026 Q2 | $4.17B | +37.7% | $0.38 | +11.8% | 21.5% | 17.4% |