Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for Citizens Financial Group (CFG) is 8/10.
Citizens delivered Q1 EPS of $1.13 with a 12.2% RoTCE, posting record Q1 fees and over 700 basis points of operating leverage. The Private Bank now represented 10% of pretax income at a 25-plus percent ROE with $16.6 billion in deposits. Noninterest income was up 11% year-over-year with capital markets surging 34%. NIM expanded to 3.14%, and regulatory capital proposals could deliver approximately 10% RWA reduction.
Scored from Citizens Financial Group’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $3.03B | -4.7% | $0.83 | +144.1% | 16.8% | 13.3% |
| FY2025 Q1 | $2.90B | -7.4% | $0.77 | +16.7% | 16.2% | 12.9% |
| FY2025 Q2 | $3.01B | -3.7% | $0.92 | +17.9% | 18.4% | 14.5% |
| FY2025 Q3 | $3.09B | +0.5% | $1.05 | +38.2% | 20.4% | 16.0% |
| FY2025 Q4 | $2.16B | +8.7% | $1.12 | +34.9% | 31.4% | 24.5% |
| FY2026 Q1 | $3.03B | +4.5% | $1.13 | +46.8% | 21.5% | 17.1% |
| FY2026 Q2 | $3.19B | +6.3% | $1.30 | +41.3% | 23.6% | 18.4% |