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Analyst
Matt Breese
Period: Reporting periods mapped to calendar 2026 Q2 – 2026 Q3 (2 quarters).
- Questions
- 4on tracked calls
- Challenge rate
- 0%none of 4 questionsLimited sample
- Companies
- 1questioned at least once
- Reporting periods
- 2with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 4 of 4 questions from 1 company
CFGCitizens Financial Group4 questions · 2 reporting periods · 0 of 4 challenging
Calendar 2026 Q3
how higher rates have impacted or yet to impact kind of prepay and payoff activity in commercial real estate space?
Show response
Swimmer said payoffs have not slowed yet and the bank's analysis puts about $400 million of CRE payoffs at risk of delay from higher rates.
And just curious what your expectations are for deposit cost increases over the next couple of quarters
Show response
Banerjee did not give the period-end deposit cost; Van Saun reiterated a high-40s beta and said asset sensitivity makes further hikes a net benefit.
Calendar 2026 Q2
infer from your comments particularly around the NII guide, loan growth for the year will be above your 2026 guide
Show response
Banerjee distinguished average from spot loan growth and confirmed average would run slightly ahead of the January guide.
how much longer might we see fixed asset repricing benefits to the NIM?
Show response
Banerjee quantified the quarterly repricing volume and spread and confirmed the benefit continues into 2028 at reduced levels.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| CFG Citizens Financial Group | 4 | 0%none of 4 questions |
- CFGCitizens Financial Group · 4 questions0%none of 4 questions
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2026 Q2 | 2 | 0%none of 2 questions | 1 |
| 2026 Q3 | 2 | 0%none of 2 questions | 1 |
- 2026 Q22 questions · challenge rate 0% (none of 2 questions) · 1 company
- 2026 Q32 questions · challenge rate 0% (none of 2 questions) · 1 company
Topics
Topics tagged on this analyst’s questions.
- Margin2
- Credit1
- Macroeconomic1
- Cost Pressure1
- Guidance Reliability1
- Demand1
- Revenue Growth1