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Reporting soon: earnings call Monday, Oct 19
A pre-earnings brief is ready for FITB: the setup, what peers and partners said this season, and which analysts to watch.Reading it is a Tellvest Pro feature.
Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.
| Analyst | Firm | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Ebrahim Poonawala | Bank of America | 13 questions · 38% challenging |
| Mike Mayo | Wells Fargo | 13 questions · 54% challenging |
| Manan Gosalia | Morgan Stanley | 12 questions · 0% challenging |
| Gerard Cassidy | RBC Capital Markets | 10 questions · 20% challenging |
| Erika Najarian | UBS | 10 questions · 10% challenging |
| Scott Siefers | Piper Sandler | 10 questions · 0% challenging |
| Chris McGratty | KBW | 7 questions · 0% challenging |
| Ken Usdin | Autonomous Research | 7 questions · 0% challenging |
| Peter Winter | D.A. Davidson | 6 questions · 33% challenging |
| John Pancari | Evercore ISI | 6 questions · 17% challenging |
| Firm | Analysts | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| RBC Capital Markets | 2 analysts | 14 questions · 21% challenging |
| Bank of America | 1 analyst | 13 questions · 38% challenging |
| Wells Fargo | 1 analyst | 13 questions · 54% challenging |
| Morgan Stanley | 1 analyst | 12 questions · 0% challenging |
| UBS | 1 analyst | 10 questions · 10% challenging |
| Piper Sandler | 1 analyst | 10 questions · 0% challenging |
| KBW | 2 analysts | 8 questions · 0% challenging |
| Autonomous Research | 1 analyst | 7 questions · 0% challenging |
No 8-K events recorded for this window.
Fifth Third closed the largest acquisition in its history on February 1, and the Comerica addition drove revenue to $2.9 billion, up 33% year-over-year, with adjusted net income of $734 million, up 38%. GAAP EPS was $0.15, or $0.83 excluding certain items, reflecting $635 million in merger-related expenses and an $83 million day-1 ACL build. Integration is tracking to a Labor Day systems conversion, with $360 million of net cost savings expected in 2026 and an $850 million annualized run rate by the fourth quarter, while early revenue synergies showed up in capital markets, asset-based lending and commercial payments. Legacy Fifth Third grew on its own as well, with C&I loans up 6% year-over-year, Newline revenue up 30% and its deposits reaching $5.5 billion, and net charge-offs of 37 basis points, the lowest level in two years. Management updated the full year NII outlook to a range of $8.7 billion to $8.8 billion while applying a qualitative reserve adjustment for elevated energy and commodity costs.
M&A | Margin | Demand | Credit | Revenue Growth | Competitive Dynamics | Regulation Policy | Capital Allocation | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 1 | 3 | 6 | 2 | 5 | 3 | 2 | 3 |
| 2025Q1 | 1 | 3 | 2 | 5 | 2 | 1 | 2 | 1 |
| 2025Q2 | 1 | 2 | 3 | 2 | 2 | 4 | 2 | 2 |
| 2025Q3 | 10 | 3 | 1 | 4 | 2 | 1 | 2 | |
| 2025Q4 | 7 | 5 | 2 | 3 | 1 | 2 | ||
| 2026Q1 | 8 | 4 | 3 | 4 | 2 | 4 | 2 | 1 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| M&A | 1 | 1 | 1 | 10 | 7 | 8 |
| Margin | 3 | 3 | 2 | 3 | 5 | 4 |
| Demand | 6 | 2 | 3 | 1 | 2 | 3 |
| Credit | 2 | 5 | 2 | 4 | 4 | |
| Revenue Growth | 5 | 2 | 2 | 2 | 3 | 2 |
| Competitive Dynamics | 3 | 1 | 4 | 1 | 1 | 4 |
| Regulation Policy | 2 | 2 | 2 | 2 | 2 | |
| Capital Allocation | 3 | 1 | 2 | 2 | 1 |
Calendar quarter Q1 2026Earnings call Apr 17, 2026
FY2026 Q1 in brief
Fifth Third closed the largest acquisition in its history on February 1, and the Comerica addition drove revenue to $2.9 billion, up 33% year-over-year, with adjusted net income of $734 million, up 38%.
Newest quarter is part of Pro ·
Sources. Tellvest earnings-call sentiment score for Fifth Third Bancorp (FITB), FY2026 Q1: 7/10. Scores: Fifth Third Bancorp’s public earnings-call transcripts and SEC-reported results — the base band is anchored to reported GAAP revenue growth; transcript, EPS and guidance adjustments are applied separately (documented exceptions apply to a few issuers). Price: FITB daily closing prices for the trailing year; dots mark earnings calls, colored by that quarter’s score; the newest quarter’s score is part of Tellvest Pro. How to read a company earnings-call score.
GAAP revenue YoY +25.8% → base 8. The base score is anchored to the GAAP revenue YoY band before transcript, EPS, and guidance adjustments.
The table scrolls sideways. Swipe it, or select it and use the arrow keys.
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Net margin |
|---|---|---|---|---|---|
| FY2024 Q4 | $3.23B | -1.9% | $0.85 | +18.1% | 19.2% |
| FY2025 Q1 | $3.08B | -5.9% | $0.71 | +1.4% | 16.7% |
| FY2025 Q2 | $3.21B | -1.4% | $0.88 | +8.6% | 19.6% |
| FY2025 Q3 | $3.30B | -0.3% | $0.91 | +16.7% | 19.7% |
| FY2025 Q4 | $3.28B | +1.4% | $1.04 | +22.4% | 22.3% |
| FY2026 Q1Selected | $3.87B | +25.8% | $0.15 | -78.9% | 4.3% |
| FY2026 Q2 | $4.43B | +38.0% | $0.83 | -5.7% | 18.1% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
What FITB and other companies said about each other on FY2026 Q1 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“Fifth Third has taken over the activity.”
Fifth Third acquired Comerica and is keeping the wealth-management program in-house, which is why Ameriprise is losing the Comerica relationship; a signal on Fifth Third's Comerica integration.
“marquee clients like Stripe and Circle”
Circle is cited as a marquee client of Fifth Third's Newline embedded-payments platform, which grew revenue 30% year-over-year.
“marquee clients like Stripe and Circle”
Stripe is cited as a marquee client of Fifth Third's Newline embedded-payments platform, which grew revenue 30% year-over-year.
“The Comerica acquisition closed without tangible book value dilution”
Fifth Third closed its acquisition of Comerica (its largest ever) on February 1 without tangible book value dilution, with integration on track for a Labor Day systems conversion.
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
FITB Fifth Third Bancorp | 7 | +25.8% | |
| CFG Citizens Financial Group | 8 | +4.5% | |
| HBAN Huntington Bancshares | 7 | +26.3% | |
| KEY KeyCorp | 9 | +1.1% | |
| MTB M&T Bank | 7 | +1.7% | |
| NU Nu Holdings Ltd. | 8 | +53.4% | |
| PNC PNC Financial Services | 8 | +12.7% | |
| RF Regions Financial Corporation | 6 | +0.5% | |
| TFC Truist Financial | 6 | +0.4% | |
| USB U.S. Bancorp | 7 | +4.7% |