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Sentiment · FY2026 Q1
| Analyst | Firm | Questions | ChallengePercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|---|
| John Pancari | Evercore ISI | 11 | 0% |
| Mike Mayo | Wells Fargo | 11 | 36% |
| Ken Usdin | Autonomous Research | 10 | 0% |
| Scott Siefers | Piper Sandler | 10 | 0% |
| Betsy Graseck | Morgan Stanley | 9 | 0% |
| Ebrahim Poonawala | Bank of America | 9 | 11% |
| Matt O'Connor | Deutsche Bank | 8 | 25% |
| Erika Najarian | UBS | 8 | 0% |
| Gerard Cassidy | RBC Capital Markets | 7 | 0% |
| Chris McGratty | KBW | 5 | 0% |
| Firm | Analysts | Questions | ChallengePercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|---|
| Evercore ISI | 1 | 11 | 0% |
| Wells Fargo | 1 | 11 | 36% |
| Morgan Stanley | 2 | 11 | 0% |
| Autonomous Research |
| 1 |
| 10 |
| 0% |
| Piper Sandler | 1 | 10 | 0% |
| Bank of America | 1 | 9 | 11% |
| UBS | 1 | 8 | 0% |
| Deutsche Bank | 1 | 8 | 25% |
Truist delivered 25% EPS growth to $1.09 with 250 basis points of operating leverage, as investment banking produced its highest quarterly revenue since 2021. ROTCE improved 150 basis points year-over-year to 13.8% while the company announced a new long-term target of 16-18% over three to five years. Management refined FY2026 revenue to the low end of 4-5%, lowered NII growth to 2-3% on a no-cut rate outlook, but raised share repurchases to approximately $5 billion, leaving overall earnings expectations unchanged.
Margin | Competitive Dynamics | Demand | Revenue Growth | Credit | Capital Allocation | Cost Pressure | Innovation & R&D | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 6 | 5 | 3 | 2 | 2 | 2 | 1 | |
| 2025Q1 | 3 | 2 | 1 | 1 | 4 | 3 | 1 | |
| 2025Q2 | 5 | 2 | 2 | 3 | 1 | 1 | 3 | 2 |
| 2025Q3 | 6 | 1 | 3 | 2 | 7 | 1 | 1 | 1 |
| 2025Q4 | 7 | 1 | 3 | 3 | 2 | 3 | ||
| 2026Q1 | 8 | 4 | 3 | 4 | 1 | 1 | 1 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Margin | 6 | 3 | 5 | 6 | 7 | 8 |
| Competitive Dynamics | 5 | 2 | 2 | 1 | 1 | 4 |
| Demand | 3 | 1 | 2 | 3 | 3 | 3 |
| Revenue Growth | 2 | 1 | 3 | 2 | 3 | 4 |
| Credit | 4 | 1 | 7 | 1 | ||
| Capital Allocation | 2 | 3 | 1 | 1 | 2 | 1 |
| Cost Pressure | 2 | 1 | 3 | 1 | 3 | |
| Innovation & R&D | 1 | 2 | 1 | 1 |
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
TFC Truist Financial | 7 | +0.4% | |
| CFG Citizens Financial Group | 8 | +4.5% | |
| FITB Fifth Third Bancorp | 7 | +25.8% | |
| HBAN Huntington Bancshares | 7 | +26.3% | |
| KEY KeyCorp | 9 | +1.1% | |
| MTB M&T Bank | 7 | +1.7% | |
| PNC PNC Financial Services | 8 | +12.7% | |
| RF Regions Financial Corporation | 6 | +0.5% | |
| USB U.S. Bancorp | 7 | +4.7% |