Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for PNC Financial Services (PNC) is 8/10.
PNC delivered $4.13 per share with NIM expanding to 2.95%, on a clear path toward 3%+, as organic loan growth hit a three-year high. Fee income grew 13% year-over-year with broad-based strength across the franchise, and total revenue reached $6.2 billion. Management raised component guidance within an unchanged approximately 11% total revenue target, lifting NII to approximately 14.5% and loans to approximately 11%, as the FirstBank integration tracked toward June conversion.
Scored from PNC Financial Services’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $8.53B | +0.7% | $3.77 | +103.8% | 22.3% | 18.9% |
| FY2025 Q1 | $8.10B | -3.4% | $3.51 | +13.2% | 22.8% | 18.3% |
| FY2025 Q2 | $8.38B | +5.5% | $3.85 | +13.6% | 24.2% | 19.4% |
| FY2025 Q3 | $8.79B | -0.6% | $4.35 | +24.6% | 26.0% | 20.6% |
| FY2025 Q4 | $8.72B | +2.2% | $4.88 | +29.4% | 26.7% | 23.2% |
| FY2026 Q1 | $6.17B | +12.7% | $4.13 | +17.7% | 35.5% | 28.5% |
| FY2026 Q2 | $6.88B | +21.4% | $4.81 | +24.9% | 37.6% | 29.7% |