Ken Worthington

Curious how you see the deployment opportunities developing in real estate this year, particularly core versus opportunistic

what is -- or how much of your wealth AUM is RIA sold at this point versus the broker wirehouse channel

You mentioned $20 billion over the next 5 years. Is this based on new products expected to be developed and distributed? Or is there an IMA or more immediate asset management element

last year, you referred to it being a gold moment for private credit. What is your assessment today? Are we still in that golden moment or if we moved outside it?

about how much come from the Big 4. As we think about '25, what are the contractual commitment obligations expected from the Big 4?

How is engagement in the new platform? And if possible, I'd love to get a sense of assets

Are you looking at crypto as a driver of near-term profit? Or is crypto really about bringing in the next generation of future Schwab investors

can you talk about to what extent and how you're adjusting the strategy, the services and the marketing to pursue some of the opportunities

Can you talk about the build out that you mentioned in your prepared remarks on the branch network and the advisor base

what does Schwab currently offer for retail clients in alternatives today? How do you see the timetable for that buildout