Kyle Peterson

if you could just give us any relative sizing or color on what the forward flow channel looks like

I wanted to touch on the outlook and the take rate. It looks like it's going to be kind of fairly stable

I noticed you guys did take up the reserve on loan losses and balance sheet up a bit sequentially.

you guys looking at more deals kinda similar to this, or or, you know, how should we think about the mix funding moving forward

how should we think about some of the factors, either whether it's some large deals or such

how are you guys thinking about contribution and kind of specific areas or products such as intraday trading

what some of the other products or capabilities you guys are looking at and kind of how we should think about the evolution of your work on repo

are you guys willing to be opportunistic and maybe step up the buyback

potentially moving, you know, some other asset classes, you know, to this platform and, you know, how we should think about, you know, the potential for this to expand

are there additional opportunities such as, you know, TheraMune out there that you guys would consider?

have you guys seen any impact to getting deals across the finish line or client conversations that might have kind of slowed down in the last month plus?

how should we think about how digital assets should continue to evolve? And what role do you see that playing in your business, both in the near and long term here?

I just want to see what the time line to potentially get that replenished and be a little higher? Or is there any concern about kind of exhausting the backlog as the year goes on?

are there any other seasonal items we should be mindful of for this year, either on the event-driven side or the business at whole besides those factors that you guys called out

versus are you guys gaining some share in fintech, or is it a little bit of both?

Great. Just one for me. I wanted to touch on talent. Great to see you guys performing.

Great. I wanted to see if you could help us unpack some of the moving pieces in Government.

Hi. This is Brendan Popson on for Kyle. Thanks for taking my question. Just one for me.

Okay. Great. Thank you guys. Thank you.

Okay. Okay. That is very helpful. And then maybe just a follow-up, I guess, in aggregate, it seems like the non-mortgage

Great. Good morning, guys, and thanks for taking my question.

Great. Good morning and thank you for taking the question. Just one for me.

All right, thank you very much.

do you think there might be any slowdown in adoption from that by people that are gaming

you’ll likely be more or less totally out of the market for the next couple of quarters? Or any color there

should we expect this trend to continue where the platform growth is accelerating, the non-platform is running off?

it did decelerate a little bit this quarter. Obviously, I think the comps are getting tougher

are we at a point where 30% plus ARR growth on the platform side should be sustainable again?

have you guys seen any disruption or changes in activity? I know there's been some chatter around a potential 10% cap on card APR

do you guys anticipate you being able to kind of continue to buy back at an accelerated pace? Or how are you guys looking at capital allocation, specifically buyback versus debt paydown

Have there been any changes in like whether it's like by geographies or bank size or anything like that over the last, like, call it, few months

How are you guys kind of thinking about balancing, returning cash to shareholders versus potentially being like opportunistic and maybe stepping up a little bit more

did you guys just have maybe a more conservative assumption than the market had in November when you guys guided?

should we think about you guys having the appetite to continue to do that if the stock continues to be off highs

Should we think of this as being fully phased in on January 1? Or is there kind of a scheduled phasing or any lag time

wanted to see where there any one-timers. I know in the past, sometimes, you guys have had some licensing deals or royalty true-up

how much of a headwind is that expected to be? And like what's the relative impact of that

if you guys could give some direction and color even qualitatively on kind of what of that is backed by kind of longer duration institutional capital

have you guys seen any volume curtailments in any other European or surrounding countries either in the second quarter?

should that continue on the personal loan side moving forward as you guys still have really strong capital ratios?

I just want to see if you guys give any more granularity on how the year should unfold there?

is this still largely coming from member deposits? And then could you guys give us a refresher on

could we see another leg up in 3Q as some of this near prime stuff continues to ramp?

has there been any change, whether it's in client appetite or decision making or any slowing or change in activity

You guys added quite a few deposits. It looks like you've taken a little more action, on the deposit side