Madison Suhr

do you think this elevated level of cross-sell is sustainable, not only for the quarter, but just as we think about kind of the next year or so

what's kind of the key buckets or key things that could accelerate growth in payments from here

what are you seeing in terms of adoption for those products? What's the longer-term opportunity look like

talk to the priorities right now, appetite for buybacks and just anything to call out in terms of M&A pipeline