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Sentiment · FY2026 Q4
As of FY2026 Q3, the Tellvest earnings-call sentiment score for Jack Henry & Associates (JKHY) is 8/10.
Jack Henry delivered Q3 FY2026 with GAAP revenue up 9% and GAAP EPS of $1.71, up 12%, extending the streak with 43 year-to-date core wins and a 58% trifecta win rate demonstrating integrated platform strength. Non-GAAP revenue growth guidance was tightened to 6.6-7.1%, and FY2026 guidance was raised for the third consecutive quarter with year-to-date non-GAAP margin improvement of 195 basis points. SMB products gained traction with 700+ Tap2Local clients and 110+ Rapid Transfers, while the AI strategy advanced with 500+ internal use cases and 14 product proofs of concept. Technology spending commitment increased to 88% of clients.
Scored from Jack Henry & Associates’s FY2026 Q3 earnings call. The newest quarter is available with Tellvest Pro.
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| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Gross margin | Op margin | Net margin | FCF |
|---|---|---|---|---|---|---|---|---|
| FY2025 Q1 | $601M | +5.2% | $1.63 | +17.3% | 42.9% | 25.2% | 19.8% | $104M |
| FY2025 Q2 | $574M | +5.2% | $1.34 | +6.3% | 42.0% | 21.4% | 17.1% | $73M |
| FY2025 Q3 | $585M | +8.6% | $1.52 | +27.7% | 41.8% | 23.7% | 19.0% | $96M |
| FY2025 Q4 | $615M | +9.9% | $1.75 | +26.8% | 44.1% | 25.3% | 20.7% | $315M |
| FY2026 Q1 | $645M | +7.3% | $1.97 | +20.9% | 45.9% | 28.5% | 22.3% | $112M |
| FY2026 Q2 | $619M | +7.9% | $1.72 | +28.4% | 43.3% | 25.7% | 20.1% | $131M |
| FY2026 Q3 | $636M | +8.7% | $1.71 | +12.5% | 42.8% | 24.4% | 19.3% | $170M |
| FY2026 Q4 | $644M | +4.7% | $1.58 | -9.7% | 42.5% | 21.2% | 17.3% | $0 |
| Year | Revenue | Rev YoY | EPS | EPS YoY | Gross margin | Op margin | Net margin | FCF |
|---|---|---|---|---|---|---|---|---|
| FY2023 | $2.08B | +6.9% | $5.02 | +1.6% | 41.3% | 23.1% | 17.6% | $260M |
| FY2024 | $2.22B | +6.6% | $5.22 | +4.0% | 41.3% | 22.1% | 17.2% | $510M |
| FY2025 | $2.38B | +7.2% | $6.24 | +19.5% | 42.7% | 23.9% | 19.2% |
| $588M |
| FY2026 | $2.54B | +7.1% | $6.98 | +11.9% | 43.7% | 25.0% | 19.8% | $413M |