Dave Koning

Do you think big clients, the big -- the huge companies that we all know well are early to spend on AI

does that normalize that back to the higher level that it's been into next year?

Is a lot of that just the federal spending headwind dissipating from Q4 into Q1? Was that a lot of it

the balance between Gen AI and managed services. You do a ton of managed services work

Are you expecting a similar Q4 headwind through the first three quarters of this year and then anniversary it in Q4

pace of acquisitions, a lot slower this year than last year, obviously. Still the 3% or a little over 3% guide

Gen AI bookings remain very strong, but sequentially grew a little slower than in some previous quarters

health and public services typically is kind of flattish sequentially in Q2. It was down about 5% sequentially

I looked back the last seven quarters, you called pricing as being down a bit

was there anything in Q1 that kind of naturally falling off in Q2 this year, that's a little unnormal or some sequential pattern that's a little different

now that you fully have like the debt in place, should we think about a sequential pickup in interest expense

what should that start to grow at? And then similarly, what should the yield be?

it looks like Brazil may be slowed just a touch

Minority interest, that line has become a lot more important now with Avid

Is the $0.75, is that fully self-funding, meaning the profits are fully covering the interest expense of what you're borrowing

free cash flow looked massive in Q2, look like your best cash flow ever. And just a question, I guess, a lot of companies actually guide to cash flow

with the Avid deal, do you guys immediately get access to their supplier network?

I know you mentioned some kind of one-off benefits in Corporate that helped to drive the 26%, but maybe bridge kind of from 26% in Q4 down to high-teens

In the Acceptance segment, it seems like you're implying high single-digit growth in the back half

I'm also wondering what do you expect from the non-Clover part of SMB that's been declining, maybe flattish ex Argentina

my question is within Financial Solutions, issue or slow, do you talk about that a little bit

5%-ish organic constant currency growth, that's great to hear. What's the split maybe between enterprise and SMB and then between Worldpay and Global?

Genius, you talked a lot about new sales to new clients, but the back book, about 10%, it sounds like sales are coming through

Should we expect pretty normal seasonal patterns in Q3 and Q4? And then maybe layer in there, when should we take out payroll?

I think you ended the quarter at 243 million, and I know you're adding another 43 million with the purchase, but then taking out maybe 6 million for the payroll ASR

SMB volume held up remarkably well. I think you put in there 6% this quarter. I think it was 6% also last quarter in a market where I think all your competitors and industry data showed decel

is that like a 1% to 2% headwind in Q3 and Q4

you made a comment that you expect growth in all 4 segments. Historically, corporate was kind of a decliner

is that new kind of win rate or the additional complementary work going to allow you to keep growing as fast even though you hit a tougher comp

card processing revenue accelerated about 2%, which was nicely better than industry trends, which were pretty stable to maybe a little acceleration, but 2% is a lot better

the gain that you're getting during '26, which quarter is that in just so we get the EPS cadence correct

Q3 has been flat to down. I think in the COVID year, it was up, but almost every quarter in Q3, it's flat to down sequentially

interest income remains high. And you guys had a ramp kind of 1.5 years-or-so later than I would say a lot of other

the last three quarters, they've actually been growing the same or even a little slower in some cases

It got better kind of through Q4 and quite a bit better in January

is some of that due to VAS, the biggest part of VAS outside of others probably in data processing?

Kind of what's your philosophical thought around stablecoins? Where do you think it's going to be most useful?