Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Analyst
Nik Cremo
Period: Reporting period mapped to calendar 2026 Q2.
- Questions
- 3on tracked calls
- Challenge rate
- 0%none of 3 questionsLimited sample
- Companies
- 2questioned at least once
- Reporting periods
- 1with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right. See how we grade analysts on earnings-call questions.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 3 of 3 questions from 2 companies
JKHYJack Henry & Associates2 questions · 1 reporting period · 0 of 2 challenging
Calendar 2026 Q2
can we just get an update on how the pipeline is looking today? As we look into FY 2027 and FY 2028, do we see potential for you guys to continue to accelerate that number
Show response
Greg said momentum continues, having already exceeded the prior-year Q1 core-win pace in the first month, and guided to 58-65 core wins this year. Jack Henry is taking share from all competitors, not just one, though fewer credit union RFPs are available this cycle.
What products is this driving incremental demand for on the Jack Henry side?
Show response
Greg pointed to the Gladiator solution set benefiting from frontier-model cyber concerns and said more significant conversations are moving larger institutions toward private cloud, citing seven multi-billion and 13 of 36 in-to-out contracts over $1 billion in Q4.
MSTRMicroStrategy Inc.1 question · 1 reporting period · 0 of 1 challenging
Calendar 2026 Q2
wanted to ask if you would consider raising the minimum number of months of coverage to, say, maybe 18 or 24 months
Show response
Phong Le answered the mechanism question directly, preferring the actual reserve balance and a steady repurchase program over raising the stated minimum, which he would keep at one year.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| JKHY Jack Henry & Associates | 2 | —Rate withheld: fewer than 3 questions |
| MSTR MicroStrategy Inc. | 1 | —Rate withheld: fewer than 3 questions |
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2026 Q2 | 3 | 0%none of 3 questions | 2 |
- 2026 Q23 questions · challenge rate 0% (none of 3 questions) · 2 companies
Topics
Topics tagged on this analyst’s questions.
- Competitive Dynamics2
- Demand1
- Cloud & AI1
- Credit1
- Capital Allocation1