Matt Coad

entering b two b through the partnership with QuickBooks payments and then maybe moving into the rent vertical

you talked about the number of merchants funding this offering doubling year-over-year.

Could you guys remind us, right, of the revenue drivers there whether it's based on loan activity, whether it's SaaS related and whether it's based on, say, the level of AUM

could you talk about just capital balance sheet growth and kind of the spend down