Nathan Stein

how can I think about your operating assumptions for NII on a stand-alone basis relative to up 10 to 11% this year

the expansion markets are really ultra competitive. And can you just talk about how you're continuing to grow in those regions

I heard you say modestly lower NIM in the first quarter, but can you elaborate on your NIM outlook for the full year?

can you talk about the securities repositioning you did this quarter? You sold $1 billion of securities

Can you just elaborate more on what kinds of markets and customers you're targeting and how would you gain share during periods of volatility

could you talk briefly about the commercial real estate gross charge-offs, which were a little elevated in the first quarter?