Reggie Smith

how do you guys think about your penetration within that channel, and I guess, the maturity of that channel?

the zero coupon offers. I'm specifically interested in the ones where you guys are doing the funding.

do you think that the innovation that we're seeing on the fintech side could spur more interest in demand from your platform

Is there a way to kind of frame the number of buyers on the platform

Where are you guys on your monetization journey for that product?

how you guys underwrite or approach underwriting in this type of environment

Was curious if this could become a channel, where you do sell loans that are higher quality to partners?