Sherif El-Sabbahy

would you ever consider shifting your M&A focus to complement your craft labor pool by acquiring smaller service providers?

has this changed the bidding process at all? Are terms becoming more favorable? And are you able to increasingly be selective on your projects?

What exactly is is in embedded in those costs, and how do you expect them to look how do you expect them to look going forward?

Were you able to give us sort of a a ring fence the size of it and the impact of the year?

within the Tools Group, are you able to give us a sense of how the demand drop looked throughout the quarter, maybe a bit of cadence

Have you seen any shift in the quarter just with regards to the volume? Is that purely just a harder shift towards this trend, or are you seeing lower demand

if you could add a bit more color on the decline in originations. Is that mostly a function of product mix? Are you seeing customers finance less