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Analyst
Curtis Nagle
Period: Reporting periods mapped to calendar 2024 Q4 – 2026 Q3 (8 quarters; questions recorded in 7).
- Questions
- 29on tracked calls
- Challenge rate
- 0%none of 29 questions
- Companies
- 12questioned at least once
- Reporting periods
- 7with questions
These figures cover the whole profile: every tracked question, all reporting periods.
How to read these numbers
Challenge rate is the share of questions that pushed back, pressed for specifics or questioned management’s assumptions. It describes how questions were asked on the calls tracked here; it does not measure whether any view turned out to be right.
Rounding. Rates are rounded to whole percentages, so a small share can show as 0% even when some questions were challenging. The count beside each rate is exact; “none of N questions” means no question was challenging.
No questions recorded. “—” means there is nothing to calculate: no questions were recorded for that period on the calls tracked here. It does not mean there was no activity.
Fewer than 3 questions. A company-level rate is withheld when fewer than 3 questions were recorded for that company; the questions are still counted everywhere else.
Small samples. Profiles with fewer than 10 questions are marked Limited sample.
Reporting periods. Questions are grouped by the calendar quarter each company’s fiscal reporting period maps to, not by the date of the call. Periods without a calendar mapping are listed separately under their fiscal label.
Questions asked
Grouped by company, most questions first. Open a company to read its questions, newest reporting period first.
Showing 29 of 29 questions from 12 companies
CSGPCoStar Group3 questions · 2 reporting periods · 0 of 3 challenging
Calendar 2026 Q2
for the other CRE segment X -- Ten-X, it looks like you strip that out, it implies basically flat growth
Show response
Re-attributed the guidance change to Ten-X without addressing the implied flat growth in the rest of other commercial revenue.
Maybe just talk through the bridge to get to the resi EBITDA guide for the year.
Show response
CFO did not have the residential EBITDA bridge available and deferred the answer to after the call.
Calendar 2025 Q2
Maybe I just wanted to contextualize the new member growth. I think it was up to 61% for Homes.com, 6,300
Show response
Lown declined to provide specific member growth assumptions in guidance. Nagle followed up on Q3 EBITDA timing which Lown confirmed was primarily timing shifts.
CTASCintas3 questions · 2 reporting periods · 0 of 3 challenging
Calendar 2026 Q3
I just want to make sure I understand how energy is factored into the guide.
Show response
Scott reiterated energy in the guide is slightly above Q4, not a headwind; 60% of energy cost is truck fuel (~100 bps), so even a 40% pump spike is ~40 bps, immaterial.
Is that overall or specific product lines you'd point out in terms of where you're seeing outside success?
Show response
Jim said no single product line stands out; success is broad across the portfolio, driven by the high-touch model and incremental wallet-share gains.
Calendar 2026 Q2
Just which quarter is the extra workday going to hit in? Just that would be helpful for the model.
Show response
Scott mapped the workday differential by quarter and Todd said all supply-chain initiatives contribute to extracting inefficiencies; direct.
DUOLDuolingo, Inc.3 questions · 3 reporting periods · 0 of 3 challenging
Calendar 2025 Q2
Could you elaborate on this? Is this on a sequential basis, is it year-over-year, and in line with the 40% in 2Q?
Show response
Clarified they don't normally guide DAU and only did in Q1 (~50% growth) due to the dead Duo peak; the 'no big change' refers to the year-over-year growth rate holding sequentially.
Calendar 2025 Q1
talk through the cadence of the gross margin for the year, really nice outperformance on some of the Max efficiencies
Show response
Matt reiterated the ~150bps full-year gross-margin decline and said Q1 declined ~200bps versus a ~300bps expectation.
Calendar 2024 Q4
expand on why the revenue growth is expected to step down a little bit in terms of rate of growth, right?
Show response
Skaruppa explained the revenue step-down is mechanical, revenue trails a trailing-four-quarter composite of bookings growth, plus a sizable FX impact.
EFXEquifax3 questions · 2 reporting periods · 0 of 3 challenging
Calendar 2026 Q2
Just talk about the flow through of the EBITDA margin for the second half.
Show response
Management reaffirmed full-year ex-FICO margin growth of 75+ bps with about 90 bps in 3Q.
Calendar 2026 Q1
Terrific. So maybe just sticking on the subject of Vantage, how soon you could provide a little more detail and I think
Show response
Management addressed the question directly with specific data points.
Okay. Understood. And then maybe just a quick one just on -- I think, at least at a high level, you pointed out some cos
Show response
Management addressed the question directly with specific data points.
MCOMoody's Corporation3 questions · 3 reporting periods · 0 of 3 challenging
Calendar 2026 Q2
thinking about the organic growth, a nice number in 2Q at 8%. I guess for the kind of the remainder of the year
Show response
Rob cautioned against extrapolating the ~9% into acceleration, reaffirming high single-digit ARR guidance and noting MA sales are weighted to the back half of the year.
Calendar 2026 Q1
last time you had spoken to at least the relative mix of the weighting to be about mid-50s for the first half of the year
Show response
Fauber provided detailed calendarization: H1 issuance up high single digits, H2 down mid-single digits. Revenue growth expected in every quarter, low double-digit H1 and mid-single-digit H2.
Calendar 2025 Q4
do you feel like at this point, you have the right assets, the highest growth, you know, the ones you are most confident in terms of investment, or, you know, should we expect more more paring, you...
Show response
Rob said they feel very good about the portfolio. Concentrated bets on lending and credit decisioning, KYC and compliance, and insurance where they have strongest right to win. Divestitures of Learning Solutions and Regulatory Reporting reflect pruning of non-core assets.
ROLRollins, Inc.3 questions · 2 reporting periods · 0 of 3 challenging
Calendar 2026 Q2
Any commentary on recurring sales within residential? What did that look like?
Show response
Recurring residential held up while one-time services such as rodent and occasional pests turned negative, a key organic drag.
Calendar 2026 Q1
if you'd be able to break out the growth rate for recurring and onetime in the quarter?
Show response
Ken said January/February were weaker, March recurring hit ~7%. One-time business went from contracting in November/December to flat in January to strong improvement in March. Exited with healthy backlog. Ancillary (9 shots on goal) delivered solid double-digit growth in March.
could you give an update on -- the efforts to improve your retention rates going into the spring season
Show response
Ken said great strides on technician first-year retention with details planned for May 14 Investor Day. Customer retention stable with modest residential improvements in Q1 but significant opportunity remains. Jerry highlighted Fox Pest Control moving residential retention 5 percentage points in 3 years after acquisition.
Show 6 more companies
FDSFactSet2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q3
Would you be able to break out just what the proportion is paid versus trial
Show response
Did not give the paid-versus-trial split but called conversion broadly comparable to 3Q, with a fast-moving pipeline and multiple deals weekly.
Calendar 2026 Q2
The impact of the higher token costs. You mentioned the margin in the quarter.
Show response
Mgmt said token spend is all net-new versus 2025, managed via controls, intelligent model routing and budgeting, and is generating ROI worth growing.
FICOFair Isaac2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
anything you’re seeing anecdotal, whether it be, you know, discounts placed on, you know, Vantage securitized loans
Show response
Restated the gaming framing and pointed to Rocket and UWM as the anecdote, without offering pricing or discount evidence.
Calendar 2026 Q1
any stats or detail you could provide in terms of the uptake of 10T within the nonconforming market
Show response
Lansing cited $1.2 trillion in nonconforming 10T usage, with most lenders running 10T in parallel with Classic to leverage the latest score.
SPGIS&P Global2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
I think, Martina, you mentioned that you’re seeing some elongated sales cycles with some of your largest larger clients.
Show response
Martina attributed longer cycles to AI and IP terms negotiations and framed the effect as near-term rather than medium or long term.
Calendar 2026 Q1
how to think about the balance of transaction, non-transaction growth within the Ratings business for the rest of the year
Show response
Eric attributed non-transaction spike to annual fee growth and strong CRISIL revenues. Martina added that hyperscaler issuance was pulled forward relative to expectations.
TRIThomson Reuters Corporation2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
in terms of how much of the base has been addressed, and how much longer of a tailwind do you think this could be
Show response
Bischoping did not quantify Westlaw Advantage penetration but said good runway remains, and pointed to the CoCounsel Legal bundle (Westlaw Advantage, Practical Law Dynamic, CoCounsel) as still early innings.
Calendar 2026 Q1
just elaborate a little bit more on the feedback you're hearing from clients on next-gen version of CoCounsel underlying demand
Show response
Hasker noted AI tools are ahead of firms' change management processes. Revenue impact will build as firms restructure workflows. CoCounsel Next represents a step forward for the industry, but it's still early days for the virtuous growth cycle.
VRSKVerisk2 questions · 2 reporting periods · 0 of 2 challenging
Calendar 2026 Q2
could you comment on growth in Catastrophe and Risk in the quarter. I think it was up double digit in 1Q.
Show response
Mann declined to disclose the segment growth rate, offering only that performance is in line with long-term guidance.
Calendar 2026 Q1
What is the expected contribution from the new
Show response
Elizabeth Mann noted YoY improvement will be driven by easier comps, but forms/rules/loss costs business will be a key subscription growth contributor. All businesses showing strong subscription outcomes that will build through the year.
ITGartner1 question · 1 reporting period · 0 of 1 challenging
Calendar 2026 Q2
I guess where are you seeing incremental demand? What's driving that improvement?
Show response
Craig Safian attributed the consulting backlog increase to better execution and focus on core anchor clients rather than any single project type, aided by a strong bookings quarter.
Challenge rate by company
Every company this analyst questioned, most questions first. A company-level rate is shown from 3 questions; below that it is withheld.
| Company | Questions | Challenge rate |
|---|---|---|
| CSGP CoStar Group | 3 | 0%none of 3 questions |
| CTAS Cintas | 3 | 0%none of 3 questions |
| DUOL Duolingo, Inc. | 3 | 0%none of 3 questions |
| EFX Equifax | 3 | 0%none of 3 questions |
| MCO Moody's Corporation | 3 | 0%none of 3 questions |
| ROL Rollins, Inc. | 3 | 0%none of 3 questions |
| FDS FactSet | 2 | —Rate withheld: fewer than 3 questions |
| FICO Fair Isaac | 2 | —Rate withheld: fewer than 3 questions |
| SPGI S&P Global | 2 | —Rate withheld: fewer than 3 questions |
| TRI Thomson Reuters Corporation | 2 | —Rate withheld: fewer than 3 questions |
- CSGPCoStar Group · 3 questions0%none of 3 questions
- CTASCintas · 3 questions0%none of 3 questions
- DUOLDuolingo, Inc. · 3 questions0%none of 3 questions
- EFXEquifax · 3 questions0%none of 3 questions
- MCOMoody's Corporation · 3 questions0%none of 3 questions
- ROLRollins, Inc. · 3 questions0%none of 3 questions
- FDSFactSet · 2 questions—rate withheld: under 3 questions
- FICOFair Isaac · 2 questions—rate withheld: under 3 questions
- SPGIS&P Global · 2 questions—rate withheld: under 3 questions
- TRIThomson Reuters Corporation · 2 questions—rate withheld: under 3 questions
Activity by reporting period
Questions recorded for each calendar quarter that companies’ reporting periods map to (not the call date), with the challenge rate for that period. Periods inside the range with no questions are shown as “No questions recorded”.
| Calendar period | Questions | Challenge rate | Companies |
|---|---|---|---|
| 2024 Q4 | 1 | 0%none of 1 question | 1 |
| 2025 Q1 | 1 | 0%none of 1 question | 1 |
| 2025 Q2 | 2 | 0%none of 2 questions | 2 |
| 2025 Q3 | No questions recorded | — | — |
| 2025 Q4 | 1 | 0%none of 1 question | 1 |
| 2026 Q1 | 9 | 0%none of 9 questions | 7 |
| 2026 Q2 | 12 | 0%none of 12 questions | 11 |
| 2026 Q3 | 3 | 0%none of 3 questions | 2 |
- 2024 Q41 question · challenge rate 0% (none of 1 question) · 1 company
- 2025 Q11 question · challenge rate 0% (none of 1 question) · 1 company
- 2025 Q22 questions · challenge rate 0% (none of 2 questions) · 2 companies
- 2025 Q3No questions recorded
- 2025 Q41 question · challenge rate 0% (none of 1 question) · 1 company
- 2026 Q19 questions · challenge rate 0% (none of 9 questions) · 7 companies
- 2026 Q212 questions · challenge rate 0% (none of 12 questions) · 11 companies
- 2026 Q33 questions · challenge rate 0% (none of 3 questions) · 2 companies
Topics
Topics tagged on this analyst’s questions.
- Revenue Growth14
- Demand9
- Guidance Reliability7
- Cloud & AI5
- Competitive Dynamics5
- Cost Pressure4
- Product Launch4
- Margin4
- Credit3
- Subscriber Growth2
Show all 14 topics
- Supply Chain1
- Pricing1
- Labor Market1
- Innovation & R&D1