Dave Long

Financial Services

Limited coverage. Only 5 questions of coverage. Treat these numbers as directional — sample too small for reliable averages.

Companies

Questions

Challenge RatePercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.

Challenge Trend

Q4 '24Q1 '25

Focus Areas9 topics

Credit1Geographic Expansion1Capex Investment1Pricing1Competitive Dynamics1Demand1Product Launch1Capital Allocation1Margin1

Trends2 quarters

Questions per Quarter

Questions

Challenging

Companies Covered

Question History5 questions

HBANHuntington Bancshares1 quarter

2025 Q1

what is the what are the uncertain backdrops impact been on your quantitative CECL model and overall reserve levels?

CreditView in transcript →

what does the pipeline look like for continuing to build out in the Carolinas and Texas and the newer verticals

Geographic ExpansionCapex InvestmentView in transcript →

USBU.S. Bancorp1 quarter

2024 Q4

when I look at your average deposit cost for the quarter, it came down in line with what I'm seeing with some of your peers

PricingCompetitive DynamicsView in transcript →

WFCWells Fargo1 quarter

2024 Q4

What are you seeing in that business that is increasing your appetite to grow it here forward?

DemandProduct LaunchView in transcript →

do you have certain internal payback maximum that you're willing to look at?

Capital AllocationMarginView in transcript →