Jason Haas

It sounds like those have maybe started to flow through the P&L, but there's more impact to come. Is that like a fair understanding. And then how is the industry reacting -- how are you reacting? H...

can you just refresh us on the timing of the [ SAP Fire ] implementation costs

I'm curious if you expect the industry to pass on higher price increases in fiscal 2026 given the tariff-driven inflation

in this environment if you're seeing more competitive wins particularly from some of your larger competitors that are out there

can you help me just understand what would drive the incremental margins back down to that 25% to 35% range

I thought, at least as of last quarter, the pricing was running more like 2%. So I wasn't sure if that implied that there's been further moderation

if you could help quantify where we are in terms of the price increases relative to history? Are we still like close to 3%

if the conflict in the Middle East has had any impact on any of your end markets

I'm curious if there's, like, a go-over effect where you'll have more contribution from price in 2026 and then less in the second half

I'm asking if the customer acquisition costs have gone up at all, if you've seen any step-up in competition from one of the major players out there?

I'm curious if you could maybe give some examples of the cost savings and efficiencies that you've been able to find as you've implemented One Ecolab

if you could talk about what trends you're seeing in the Life Sciences segment and if you expect that growth to accelerate through this year?

I'm curious if you could talk about what it will take to get the 2% volume growth to the long-term target of 3 to 4%

Okay. So that SSA contract, was that like a onetime benefit?

Got it. That makes sense. Very helpful. And then I wanted to focus in on talent, which I thought was a bright spot.

Hey, good morning and thanks for taking my questions.

Sorry, the 33%, I meant was like you did 26% revenue growth and then inquiries were down 7%, so you got 33%...

This is Jun-Yi on for Jason Haas. Your USIS mortgage outperformance was 33% in the quarter, which was a step-up sequenti

Is there any risk? Are you seeing any evidence? I know it's early days that there's been any cannibalization of the...

Good morning, and thanks for taking my questions. Actually, I wanted to follow up on that twin indicator that you just m

Okay, great. That's very helpful. Thank you. And then as a follow-up can you talk about the implied USIS mortgage outper

Hey, good morning, and thanks for taking my questions. I'm apologies that I missed it.

I wanted to focus on the expense side of things. I am curious if there has been any change into how you are thinking about expenses through the year. I think previously you had said that the invest...

Based on some of my comments, it sounds like you're selling more AI-ready data through feeds and APIs and presumably, your clients are gonna be using that data with their own AI solutions. And I th...

if you could talk about what trends you're seeing in regards to bank hiring. And then we've heard this idea that the banks are already pretty fully staffed. So even if we see a continued rebound in...

there was a nice uptick in the client count growth year-over-year. But then on the flip side, it looks like the amount of users per client declined for the first time in a while. So I wasn’t sure w...

what percentage of lenders do you think would shift fully away from FICO to just using VantageScore?

if you could talk about the philosophy behind adjusting your pricing model going to the $0.99 upfront

I'm curious if you had any sense of what the time line looks like for the release of the LLPA grids and if you had any insight as to what those might look like?

how you're thinking about price increases over the long run. And if there's any change to the pricing runway now that you're going through this direct model

is there any change in the thought about how you can normalize that going forward

following the FHFA announcement, if you've seen any lenders start to move over to VantageScore

it looks like the growth in person outlet expense has maybe moderated a little bit. I wasn't sure if that was just timing where you're finding some efficiencies there

if you could give us any sense for what sort of price increase you took in auto. Just so we can get a sense for maybe in the quarter, how much was volume versus price driven

I'm curious if you could talk about how fiscal 1Q came in versus your expectations?

any sense to be you're seeing as you've put in the new -- or started to put in new prices for mortgage scores and also auto scores?

what sort of analysis you did to arrive at the $4.95 mortgage score price

On the non-platform business declined slightly, which is a little off trend

Did that accelerate from the 3.5% that you reported for 1Q in April

do your pre-existing long-term targets still hold? Or are those no longer in place

are there any changes to try to institutionalize some of the process that your analysts go through to collect proprietary insights

as your clients start to use AskGartner, I'm curious if that's changing the types of reports that they're consuming

how you're thinking strategically about that business. And I know it's been softer recently

Is there any way to dimensionalize like what percentage of your customers do you see now is not getting the full value of the Gartner subscription

I believe you said that you're now expecting it to grow mid-single digits. Can you just talk about what's the reason for the reduction

I'm curious if you put any thought to rolling out any sort of like chat functionality driven by AI

is that expected to be the bottom here and each quarter should be above that? Or could it potentially be more sort of rough path from here

I saw the GTS productivity improved from 3Q to 4Q, despite the fact that you increased headcount

what caused ARR to come in a little better than expected since I think a few weeks ago

Can you talk about what data sets were within that business are proprietary? And are you seeing the longer tail of competitors there stronger by being able to integrate AI

Curious if you could talk about how digital leads have been trending? And if you plan to make any changes to your marketing strategy?

How often does that translate into a recurring relationship with a customer?

curious if you could comment on how ancillary performed in particular, it's good bellwether for the health of your consumers

that would imply incremental margins in the mid-30% range in the second half of this year

can you talk about your playbook for driving synergies of the businesses you acquired? And I'm curious if there's a similar opportunity to what you saw with Fox.

can you talk about what incremental margins might have looked like in 1Q, if you exclude some of these onetime impacts

I was curious if you could comment on what you're seeing from an organic growth perspective so far this year

can you just help us bridge to getting closer, to the 30% incrementals for 2025?

Can you just clarify on the ACV growth? I think you said that it was 6% in the quarter

I'm curious if you could talk about your outlook for bank loan issuance in 2026. I'm curious why that's been soft over the past few months

you said that the Market Intelligence ACV has grown 6.5% to 7.5%. So I take it to mean that that's a good indicator for the underlying subscription growth of that business

I wanted to follow up on the Indices margin since you now imply that there's going to be some pressure in the back half of the year

Curious if you talk about the sensitivity of the mobility business to auto tariffs. Have you seen any impact from that so far

there was a comment in the prepared remarks that you're now expecting -- or are you now seeing the refi walls over the next 3 years going to be down 1%

was there any negative impact to sales cycles or anything from the conflict in the Middle East in 1Q

can you just share why that was slower at 10% organic growth in 1Q and what drove the deceleration through the year

growth. It did slow from 3Q to 4Q. So curious what drove that

you made a comment about seeing some incremental competition in AI assistant space. So I was curious if you could just unpack that comment a little bit more

It looks like the organic constant currency growth decels from 11% to 10%. I know these are rounded numbers. But I was curious if you could comment on that

what sort of price increase your customers will see if they upgrade from Westlaw Precision with AI to Westlaw Advantage

if you could talk about what drives the implied acceleration in organic growth through the remainder of the year

Can you maybe just remind us of your government exposure, you know, both within legal and I think maybe some in print

Can you just give us a sense of how your ACV penetration varies across the different client sizes

Can you talk about the moat around your underwriting data analytics solutions business

I was getting about a 60 bps tailwind from the divestiture of VMS. So that would mean that all the

It looks like we're seeing moderating net written premium growth this year after several years of very strong growth. So I'm curious if it's possible that you'll be able to continue to take price a...

I'm curious if you've seen any change in client conversation in the quarter-to-date period given the macro uncertainty, if you're seeing any pause in projects or anything like that

I'm curious if you could talk about how your marketing business performed in the fourth quarter and what's your expectation for that business in 2025?