Tom Leddy

what are the primary risks you guys are monitoring for your businesses

how increased trading volatility attributed to the dynamic interest rate environment might impact your servicing fee revenue

can you just give us your thoughts on stable coins and how broader adoption could impact both your payments business and deposit levels?

Can you just share your thoughts on the potential benefits specifically for Fifth Third from the expected regulatory relief we might see

Could you just give us a little more color on what your outlook is for deposit rates in 2025, assuming the Fed is finished cutting?

can you give us any color on the uptick we saw in C&I non-accruals this quarter?

With this in mind, should we expect to see further releasing in 2025?

Can you give us some color on what you're seeing in the C&I book?

can you give us your latest thoughts on stable coins and how broader adoption could impact both your businesses and then deposit levels?

Can you just share your thoughts on the potential benefits for Northern Trust more specifically from an expected relief?

what in your view is driving the generally strong credit results this quarter