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Sentiment · FY2026 Q2
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Greg Peters | Raymond James | 3 (0%) |
| Guy Baron | Spring View | 3 (0%) |
| Kahlil Abumani | Coronade Capital | 3 (0%) |
| Prem Nainani | Plomado Advisors | 2 (50%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Coronade Capital | 1 | 3 (0%) |
| Raymond James | 1 | 3 (0%) |
| Spring View | 1 | 3 (0%) |
| Plomado Advisors | 1 |
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $1.37B | -0.6% | $1.82 | -47.4% | 9.0% | 7.4% |
| FY2025 Q1 | $1.39B | +9.4% | $-1.96 | -247.4% | -10.2% | -7.8% |
| FY2025 Q2 | $1.48B | +13.2% | $3.01 | +166.4% | 14.0% | 11.3% |
| FY2025 Q3 |
| 2 (50%) |
| $1.58B |
| +3.6% |
| $5.06 |
| +21.3% |
| 22.1% |
| 17.7% |
| FY2025 Q4 | $1.54B | +12.4% | $3.66 | +101.1% | 16.2% | 13.2% |
| FY2026 Q1 | $1.54B | +10.5% | $3.44 | +275.5% | 15.3% | 12.4% |
| FY2026 Q2 | $1.68B | +13.8% | $4.76 | +58.1% | 19.5% | 15.7% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
Mercury General's Q1 2026 demonstrated the underlying strength of the franchise with a combined ratio of 89.3% and net income of $190 million ($3.44 per share), a dramatic reversal from the prior-year Q1 net loss of $108 million during the wildfire catastrophe. NPE accelerated to 13.2% growth and NWP surged 16.6%, reflecting strong rate adequacy and policy count expansion to 2.31 million total PIF. Wildfire reserves continued to develop with an additional $43 million recognized, pushing cumulative net wildfire losses to $424 million, while investment income grew modestly as lower reinvestment yields partially offset a larger portfolio base.
What MCY and other companies said about each other on FY2026 Q1 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“The Company is actively pursuing subrogation against Southern California Edison on the Eaton fire. The Company recorded approximately $544 million in estimated subrogation recoveries, or approximately 55% of its estimated ultimate losses on the Eaton fire.”
Mercury is pursuing subrogation against Edison International's Southern California Edison over the Eaton fire, recording $544 million in estimated recoveries; SCE has disclosed it is probable it will incur material losses, a negative liability read-through for Edison International.
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
MCY Mercury General Corporation | 8 | +10.5% | |
| ALL Allstate | 7 | +4.2% | |
| CB Chubb Limited | 7 | +9.5% | |
| CINF Cincinnati Financial | 7 | +11.6% | |
| ERIE Erie Indemnity | 6 | +2.3% | |
| FACO First Acceptance Corporation | 5 | -5.4% | |
| KMPR Kemper Corporation | 2 | -6.8% | |
| L Loews Corporation | 5 | +2.6% | |
| LMND Lemonade, Inc. | 9 | +55.0% | |
| PGR Progressive Corporation | 7 | +8.7% | |
| ROOT Root, Inc. | 8 | +12.6% | |
| TRV The Travelers Companies, Inc. | 5 | +1.0% | |
| WRB W. R. Berkley Corporation | 6 | +4.0% |