Loading
Sentiment · FY2026 Q2
As of FY2026 Q1, the Tellvest earnings-call sentiment score for Hartford (The) (HIG) is 6/10.
The Hartford opened 2026 with core earnings of $866 million, or $3.09 per diluted share, and a trailing 12-month core earnings ROE of 20.3%. Business Insurance grew written premium 6% at an 89.2% underlying combined ratio, led by small business at 8% growth and an 89.4% underlying combined ratio, while Personal Insurance premium fell 6% on a 10% auto decline as competitors pushed rate decreases, even as its underlying combined ratio improved 4.7 points to 85%. Employee Benefits delivered a 6.9% core earnings margin with sales up 53%, helped by two new paid family and medical leave state programs coming online. Catastrophe losses of $230 million ran roughly $30 million above internal expectations, driven by winter storm freeze damage concentrated in small business, and management added $70 million to general liability reserves for 1970s and 1980s sexual abuse and molestation exposures. The Hartford gives no formal financial guidance; management reaffirmed its expense targets through 2027 and said it expects to sustain the quarter's $450 million pace of share repurchases in the second quarter.
Scored from Hartford (The)’s FY2026 Q1 earnings call. The newest quarter is available with Tellvest Pro.
Full Pro access for 30 days when you create a free account. No credit card required.
All prior quarters are free.
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $6.80B | +7.5% | $2.88 | +14.7% | 15.8% | 12.5% |
| FY2025 Q1 | $6.81B | +6.4% | $2.15 | -13.0% | 11.5% | 9.3% |
| FY2025 Q2 | $6.99B | +8.0% | $3.44 | +41.0% | 17.8% | 14.2% |
| FY2025 Q3 | $7.23B | +7.7% | $3.77 | +47.3% | 18.2% | 14.9% |
| FY2025 Q4 | $7.31B | +7.5% | $3.98 | +38.2% | 19.3% | 15.5% |
| FY2026 Q1 | $7.23B | +6.1% | $3.03 | +40.9% | 14.6% | 11.8% |
| FY2026 Q2 | $7.26B | +4.0% | $4.59 | +33.4% | 16.9% | 17.9% |