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Sentiment · FY2026 Q1
What companies say about each other on earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“which is leveraging Mastercard and Corpay's cross-border payment solutions.”
A Mexican neobank is using Mastercard and Corpay's joint cross-border payment solutions, a read-through on Corpay's cross-border partnership volume.
“In the fleet space, several leading U.S. issuers, including Corpay, are deploying our new capability integrate fleet cards into digital wallets.”
Corpay is deploying Mastercard's new capability to integrate fleet cards into digital wallets, enabling instant digital fleet card issuance.
“We entered into a new partnership with Corpay to enhance our current corporate cross-border payment solutions”
Mastercard expanded its Corpay partnership to add currency risk management and large-ticket capabilities to cross-border payment offerings, extend Mastercard Move's distribution to Corpay's small/mid-size business customers, and secured exclusivity for Mastercard virtual card programs through Corpay.
“because Newline grows when partners like Stripe or Corpay or whatever Toast, Nuvei, etc. Trustly bracks (ph) when they outgrow the players in their individual markets”
Fifth Third describes Corpay as a Newline platform partner whose growth as fintechs take share from traditional banks directly benefits Fifth Third's Commercial Payments business.
“We invested in Avid, which deepens our position in the middle market AP automation and payment space.”
Corpay made a strategic investment in AvidXchange to deepen its middle-market AP automation/payments position, a positive read-through for Avid.
“We acquired Alpha, the second largest acquisition in the company's history, giving us access to an international bank account product as well as the asset management market segment.”
Corpay acquired Alpha (Alpha Group), described as overperforming and its second-largest deal ever, adding international bank account and asset-management capabilities.
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Tien-Tsin Huang | JPMorgan | 12 (0%) |
| Sanjay Sakhrani | KBW | 11 (0%) |
| Darrin Peller | Wolfe Research |
“Mastercard invested $300 million in our cross-border business at a $13 billion valuation, hopefully unlocking and serving the FI channel.”
Mastercard made a $300M strategic investment in Corpay's cross-border business and is jointly pursuing the financial-institution channel, a positive read-through on Mastercard's cross-border/FI payments strategy.
“we have contracted with some partners, including Circle to provision the coin, the rails and the digital wallet to enable us basically to add this new stablecoin peer-to-peer payment system to our business.”
Corpay contracted Circle to provide stablecoin infrastructure (coin, rails, wallet), a read-through of Circle supplying enterprise stablecoin payment rails.
“We have closed Alpha, which is the European cross-border business. on October 31.”
Corpay closed its acquisition of Alpha, a European cross-border and global-bank-account business, expected to be accretive in 2026.
“We used proceeds from these facilities to close our Alpha acquisition and our investment in AvidXchange.”
Corpay closed its mid-market AP-automation investment in AvidXchange, with an option to acquire the rest over time.
“We expect to close the Mastercard investment into our cross-border business on or around December 1. The reminder there is that we would bring our cross-border solutions to Mastercard's bank clients or FI clients.”
Mastercard is investing in Corpay's cross-border business and opening its bank/FI client channel, a read-through of Mastercard extending into cross-border payments via Corpay.
“we provide kind of modern-day commercial cards that compete with the likes of Amex, Ramp, Brex, Divvy, et cetera.”
Corpay names American Express as part of the competitive set for its Corpay One spend-management commercial cards.
“we have a couple of big elephants like GasBuddy, I think we did announce that back in the spring, which is a pretty big account, and Amazon that were both sold a while ago”
Amazon is cited as a large account sold a while ago that is now ramping volumes, supporting Corpay's U.S. vehicle-payments acceleration.
“we have a couple of big elephants like GasBuddy, I think we did announce that back in the spring, which is a pretty big account, and Amazon that were both sold a while ago”
GasBuddy is a large newly-signed U.S. vehicle-payments account that is beefing up volumes for Corpay in the second half.
“And last is the Zapay/Gringo Brazil card debt companies. They are growing literally like crazy.”
Corpay's Brazilian vehicle-payments acquisition Gringo is growing rapidly, contributing to a fast-expanding car-debt/registration digital payments category.
“And last is the Zapay/Gringo Brazil card debt companies. They are growing literally like crazy.”
Corpay's Brazilian vehicle-payments acquisition Zapay is growing rapidly, with combined Zapay/Gringo revenue up over 50% in the first half.
| Andy Jeffrey | William Blair | 10 (0%) |
| Nate Svensson | Deutsche Bank | 8 (0%) |
| Dave Koning | Robert W. Baird | 8 (13%) |
| Ramsey El-Assal | Cantor Fitzgerald | 8 (0%) |
| Trevor Williams | Jefferies | 7 (0%) |
| Ken Suchoski | Autonomous Research | 5 (40%) |
| Mihir Bhatia | Bank of America | 5 (0%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| JPMorgan | 1 | 12 (0%) |
| KBW | 1 | 11 (0%) |
| William Blair | 1 | 10 (0%) |
| Wolfe Research | 1 | 10 (0%) |
| Deutsche Bank | 1 | 8 (0%) |
| Cantor Fitzgerald | 1 | 8 (0%) |
| Robert W. Baird | 1 | 8 (13%) |
| Jefferies | 1 | 7 (0%) |
Corpay reported Q4 revenue of $1.248 billion, up 21%, with cash EPS of $6.04, up 13% as reported or 20% at a constant tax rate. Overall revenue growth was 11%, marking three consecutive quarters at that level. The company introduced FY2026 guidance of $5.265 billion in revenue and $26 in cash EPS at the midpoints, representing 16% revenue growth and 22% EPS growth. Corporate Payments delivered 16% organic growth against tough comps, while lodging remained in decline with recovery pushed to H2 2026.
Revenue Growth | Demand | M&A | Capital Allocation | Competitive Dynamics | Product Launch | Guidance Reliability | Geographic Expansion | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 7 | 7 | 3 | 2 | 5 | 5 | 2 | 2 |
| 2025Q1 | 8 | 6 | 5 | 2 | 3 | 1 | 1 | |
| 2025Q2 | 13 | 8 | 2 | 4 | 2 | 2 | 3 | 1 |
| 2025Q3 | 11 | 5 | 6 | 3 | 2 | 2 | 4 | |
| 2025Q4 | 11 | 4 | 6 | 4 | 2 | 3 | 1 | 2 |
| 2026Q1 | 8 | 3 | 4 | 2 | 1 | 1 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 7 | 8 | 13 | 11 | 11 | 8 |
| Demand | 7 | 6 | 8 | 5 | 4 | 3 |
| M&A | 3 | 5 | 2 | 6 | 6 | 4 |
| Capital Allocation | 2 | 2 | 4 | 3 | 4 | 2 |
| Competitive Dynamics | 5 | 3 | 2 | 2 | 2 | 1 |
| Product Launch | 5 | 2 | 2 | 3 | ||
| Guidance Reliability | 2 | 1 | 3 | 4 | 1 | 1 |
| Geographic Expansion | 2 | 1 | 1 | 2 | 2 |
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
CPAY Corpay | 8 | +25.4% | |
| ADBE Adobe Inc. | 9 | +12.7% | |
| AKAM Akamai Technologies | 6 | +5.8% | |
| CRWD CrowdStrike | 10 | +25.6% | |
| CRWV CoreWeave, Inc. Class A Common Stock | 8 | +111.7% | |
| FFIV F5, Inc. | 8 | +11.0% | |
| FTNT Fortinet | 10 | +20.1% | |
| GDDY GoDaddy | 7 | +6.1% | |
| GEN Gen Digital | 6 | +27.0% | |
| MSFT Microsoft Corporation | 8 | +18.3% | |
| NET Cloudflare, Inc. | 10 | +33.5% | |
| ORCL Oracle Corporation | 9 | +20.6% | |
| PANW Palo Alto Networks | 9 | +31.1% | |
| PLTR Palantir Technologies | 10 | +84.7% | |
| SNPS Synopsys | 7 | +41.9% | |
| VRSN Verisign | 7 | +6.6% | |
| XYZ Block, Inc. | 8 | +4.9% | |
| ZS Zscaler | 9 | +25.4% |