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Sentiment · FY2026 Q1
What companies say about each other on earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“we're scaling our services through distribution partners, one to many, including FIS, WPP, and Comcast advertising will be added this quarter.”
Mastercard is scaling its value-added services through distribution partner FIS, a channel read-through for FIS.
“the announcement from FIS to acquire the issuer business from Global Payments”
FIS, a Jack Henry competitor, announced it would acquire Global Payments' issuer business, adding credit-processing capability; Jack Henry's CEO said it was too early to assess competitive impact but noted Jack Henry's differentiated single-platform debit-and-credit processing.
“we prepare for closing of that transaction and the divestiture to FIS, the business continues to be in a healthy place.”
Global Payments is divesting its Issuer Solutions business to FIS alongside the Worldpay acquisition; management says the issuer business remains on track ahead of that close.
“I'd love to hear your thoughts on the Global Payments FIS asset swap and how they're unbundling merchant and choosing depth there over breadth, and that's clearly in contrast to what Fiserv, Inc. has done and what you guys have built.”
An analyst contrasts FIS's asset-swap-driven unbundling of merchant/issuing businesses with Fiserv's integrated approach.
“our acquisition of Amount is offering clients a modern digital account opening solution that helps banks grow across deposits and lending. We've won 22 new deals since acquiring this capability late last year.”
FIS's acquisition of fintech Amount added digital account-opening capabilities and has driven 22 new deals since close.
“We're working with Visa and Mastercard and other FIs to make sure that we can authorize the transaction, it doesn't get declined”
FIS works with Mastercard (and Visa) to flag and authorize agentic-commerce transactions on behalf of financial-institution clients.
“We're working with Visa and Mastercard and other FIs to make sure that we can authorize the transaction, it doesn't get declined”
| Analyst | Firm | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Dan Dolev | Mizuho Securities | 10 (10%) |
| Jason Kupferberg | Wells Fargo | 9 (22%) |
| Tien-Tsin Huang | JPMorgan |
FIS partners with Visa (and Mastercard) on authorizing agentic-commerce transactions for its bank clients rather than competing on the merchant side.
“I don't think that makes any sense anymore given that it's Global Payments.”
Worldpay is now owned by Global Payments, which continues to consume FIS payment products under the ongoing commercial agreements.
“the things that are in there and that are driving growth are Worldpay's use of our loyalty and premium payback product, use of our network routing capabilities on NICE.”
Post-divestiture, Worldpay remains a commercial customer consuming FIS's loyalty, premium payback, and network-routing products.
“SMBC MANUBANK, a U.S. subsidiary of Sumitomo Mitsui Bank Corporation, selected our commercial online banking offering, Dragonfly, to help the bank better service enterprise customers.”
SMBC MANUBANK selected FIS's Dragonfly commercial online banking platform, a competitive takeaway win for FIS displacing a monoline digital competitor.
“We recently acquired Everlink to strengthen our payments offering in Canada.”
FIS acquired Everlink to expand its payments footprint in Canada.
“we completed the acquisition of Amount, an AI-powered platform providing seamless unified digital account opening capabilities.”
FIS acquired Amount, an AI-powered digital account-opening platform, and reports signing 7 new deals since close, signaling strong pull for Amount's technology.
“we announced last quarter a strategic partnership with Circle, which is enabling money to move across the Circle platform, and it's connected into our Money Movement Hub.”
FIS positions Circle as a stablecoin/money-movement partner whose platform is integrated into FIS's Money Movement Hub, a read-through of continued demand for Circle's rails.
“Additionally, we recently acquired Everlink, a leading provider of integrated payment solutions to Canadian financial institutions, further executing on our international expansion strategy.”
FIS acquired Canadian payments provider Everlink to expand its international payments footprint.
“Last week, we announced we're expanding Money Movement Hub capabilities to include digital assets through our partnership with Circle Internet Group, enabling banks to transact in USDC for both domestic and cross-border payments.”
FIS is partnering with stablecoin issuer Circle to let bank clients transact in USDC, extending FIS's payments hub into digital assets.
“So on Worldpay, they were very pleased with their performance. A couple of things if you think about their growth rates. They're growing over a fairly soft quarter in the second quarter, and so I think it was 2%. So year-over-year, they had an easy comp. But all hats off to them, quite frankly.”
FIS, which retains a minority stake in Worldpay after selling its majority position, describes Worldpay's growth as strong, driven by new large e-commerce client wins.
| Darrin Peller | Wolfe Research | 8 (13%) |
| Bryan Bergin | TD Cowen | 8 (0%) |
| Vasu Govil | KBW | 7 (0%) |
| Andy Schmidt | KeyBanc Capital Markets | 5 (0%) |
| Ramsey El-Assal | Cantor Fitzgerald | 5 (40%) |
| Will Nance | Goldman Sachs | 4 (0%) |
| John Davis | Raymond James | 4 (25%) |
| Firm | Analysts | Questions (Challenge)Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Mizuho Securities | 1 | 10 (10%) |
| JPMorgan | 1 | 9 (11%) |
| Wells Fargo | 1 | 9 (22%) |
| Wolfe Research | 1 | 8 (13%) |
| TD Cowen | 1 | 8 (0%) |
| KBW | 1 | 7 (0%) |
| Cantor Fitzgerald | 1 | 5 (40%) |
| KeyBanc Capital Markets | 1 | 5 (0%) |
FIS closed FY2025 with revenue growth accelerating to 7.4% in Q4 and full-year adjusted EPS of $5.75 up over 10%, capping a strong year of execution post-Worldpay. The Issuer Solutions acquisition and Worldpay sale completed the portfolio transformation, while recurring ACV sales grew 20% across all segments. New FY2026 guidance introduced pro forma revenue growth of 5.1-5.7% and EPS growth of 8-10%, adding 1 point for the forward-year introduction.
Revenue Growth | M&A | Competitive Dynamics | Cloud & AI | Margin | Capital Allocation | Guidance Reliability | Cost Pressure | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 8 | 5 | 4 | 1 | 4 | 4 | 1 | |
| 2025Q1 | 8 | 8 | 4 | 3 | 1 | 1 | 2 | |
| 2025Q2 | 6 | 4 | 5 | 2 | 2 | 1 | 2 | |
| 2025Q3 | 6 | 5 | 7 | 2 | 2 | 1 | 1 | 1 |
| 2025Q4 | 4 | 5 | 3 | 3 | 2 | 2 | 1 | |
| 2026Q1 | 2 | 3 | 4 | 5 | 1 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Revenue Growth | 8 | 8 | 6 | 6 | 4 | 2 |
| M&A | 5 | 8 | 4 | 5 | 5 | 3 |
| Competitive Dynamics | 4 | 4 | 5 | 7 | 3 | 4 |
| Cloud & AI | 2 | 2 | 3 | 5 | ||
| Margin | 1 | 3 | 2 | 2 | 2 | |
| Capital Allocation | 4 | 1 | 1 | 2 | ||
| Guidance Reliability | 4 | 1 | 1 | 1 | 1 | |
| Cost Pressure | 1 | 2 | 2 | 1 | 1 |
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
FIS Fidelity National Information Services | 7 | +30.1% | |
| ACN Accenture | 6 | +5.6% | |
| BR Broadridge Financial Solutions | 8 | +7.8% | |
| CDW CDW | 8 | +9.3% | |
| CTSH Cognizant | 8 | +5.8% | |
| EPAM EPAM Systems | 8 | +7.6% | |
| FISV Fiserv, Inc. | 3 | -2.0% | |
| IBM International Business Machines Corporation | 8 | +9.5% | |
| IT Gartner | 8 | +2.0% | |
| JKHY Jack Henry & Associates | 8 | +8.7% | |
| LDOS Leidos | 7 | +3.6% |