Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Loading
Start 30 days free, no card. Full Pro access for a month, then decide. Start free
Percentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions.
| Analyst | Firm | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Tom Gallagher | Evercore ISI | 14 questions · 36% challenging |
| Suneet Kamath | Jefferies | 14 questions · 29% challenging |
| Wes Carmichael | Wells Fargo | 14 questions · 14% challenging |
| Joel Hurwitz | Dowling & Partners | 12 questions · 8% challenging |
| Ryan Krueger | KBW | 12 questions · 0% challenging |
| Jimmy Bhullar | JPMorgan | 8 questions · 25% challenging |
| Alex Scott | Barclays | 6 questions · 0% challenging |
| Wilma Burdis | Raymond James | 6 questions · 0% challenging |
| Elyse Greenspan | Wells Fargo | 4 questions · 25% challenging |
| Pablo Singzon | JPMorgan | 3 questions · 0% challenging |
| Firm | Analysts | Questions · challengingPercentage of questions scored as challenging — where the analyst pushed back, pressed for specifics, or questioned management's assumptions. |
|---|---|---|
| Wells Fargo | 3 analysts | 20 questions · 15% challenging |
| Evercore ISI | 1 analyst | 14 questions · 36% challenging |
| Jefferies | 1 analyst | 14 questions · 29% challenging |
| KBW | 1 analyst | 12 questions · 0% challenging |
| Dowling & Partners | 1 analyst | 12 questions · 8% challenging |
| JPMorgan | 2 analysts | 11 questions · 18% challenging |
| Barclays | 1 analyst | 6 questions · 0% challenging |
| Raymond James | 1 analyst | 6 questions · 0% challenging |
No 8-K events recorded for this window.
The strongest VII quarter drove adjusted earnings of $2.34 per share, up 21% excluding notables, as Asia sales surged 34% with Japan and Korea strength. Group benefits underwriting recovery was on track while the record PRT pipeline included $12 billion in Q4 mandates, and Chariot Re launched to expand retirement platform capacity. The expense ratio tracked well ahead of New Frontier commitments.
Margin | Competitive Dynamics | Capital Allocation | Revenue Growth | M&A | Geographic Expansion | Macroeconomic | Regulation Policy | |
|---|---|---|---|---|---|---|---|---|
| 2024Q4 | 3 | 3 | 3 | 1 | 3 | 1 | 4 | 3 |
| 2025Q1 | 4 | 3 | 4 | 4 | 3 | 2 | 5 | 1 |
| 2025Q2 | 8 | 3 | 4 | 5 | 2 | 4 | 1 | |
| 2025Q3 | 4 | 4 | 3 | 3 | 3 | 1 | 4 | |
| 2025Q4 | 4 | 3 | 4 | 2 | 1 | 2 | 1 | 2 |
| 2026Q1 | 4 | 4 | 1 | 3 | 2 | 3 | 1 | 2 |
| '24Q4 | '25Q1 | '25Q2 | '25Q3 | '25Q4 | '26Q1 | |
|---|---|---|---|---|---|---|
| Margin | 3 | 4 | 8 | 4 | 4 | 4 |
| Competitive Dynamics | 3 | 3 | 3 | 4 | 3 | 4 |
| Capital Allocation | 3 | 4 | 4 | 3 | 4 | 1 |
| Revenue Growth | 1 | 4 | 5 | 3 | 2 | 3 |
| M&A | 3 | 3 | 2 | 3 | 1 | 2 |
| Geographic Expansion | 1 | 2 | 4 | 1 | 2 | 3 |
| Macroeconomic | 4 | 5 | 1 | 1 | 1 | |
| Regulation Policy | 3 | 1 | 4 | 2 | 2 |
The table scrolls sideways. Swipe it, or select it and use the arrow keys.
| Quarter | Revenue | Rev YoY | EPS | EPS YoY | Op margin | Net margin |
|---|---|---|---|---|---|---|
| FY2024 Q4 | $18.44B | -3.1% | $1.78 | +131.2% | 7.5% | 6.9% |
| FY2025 Q1 | $18.26B | +14.8% | $1.28 | +16.4% | 7.4% | 5.2% |
| FY2025 Q2 | $17.18B | -1.8% | $1.03 | -19.5% | 5.7% | 4.2% |
| FY2025 Q3Selected | $16.88B | -7.7% | $1.22 | -32.6% | 7.2% | 5.3% |
| FY2025 Q4 | $23.81B | +29.1% | $1.17 | -34.3% | 4.7% | 3.4% |
| FY2026 Q1 | $19.07B | +4.4% | $1.74 | +35.9% | 7.9% | 6.2% |
| FY2026 Q2 | $19.15B | +11.5% | $1.08 | +4.9% | 3.7% | 3.7% |
Management’s own words, often on a non-GAAP, constant-currency, or adjusted basis — so these can differ from the GAAP figures above (e.g. constant-currency revenue growth excludes currency swings).
Calendar quarter Q3 2025Earnings call Nov 6, 2025
FY2025 Q3 in brief
The strongest VII quarter drove adjusted earnings of $2.34 per share, up 21% excluding notables, as Asia sales surged 34% with Japan and Korea strength.
Newest quarter FY2026 Q2 is part of Pro · see what Pro adds →
Sources. Tellvest earnings-call sentiment score for MetLife (MET), FY2025 Q3: 8/10. Scores: MetLife’s public earnings-call transcripts and SEC-reported results — the base band is anchored to reported GAAP revenue growth; transcript, EPS and guidance adjustments are applied separately (documented exceptions apply to a few issuers). Price: MET daily closing prices for the trailing year; dots mark earnings calls, colored by that quarter’s score; the newest quarter’s score is part of Tellvest Pro. How to read a company earnings-call score.
GAAP revenue YoY -7.74% → base 8. The base score is anchored to the GAAP revenue YoY band before transcript, EPS, and guidance adjustments.
What MET and other companies said about each other on FY2025 Q3 earnings calls — extracted verbatim from public transcripts. Mentions from the newest quarter are a Pro feature.
“This ratio reflects the strong capitalization of MetLife Japan as evidenced by its stand-alone AA- rating from S&P”
MetLife cites S&P's stand-alone AA- rating on MetLife Japan as evidence of strong capitalization.
“we have a great relationship with Brighthouse. We obviously have a long history with them.”
MetLife Investment Management manages assets for Brighthouse and describes a strong ongoing asset-management relationship following Brighthouse's pending acquisition.
“We are working hard towards the successful closing of 2 strategic transactions: the acquisition of PineBridge and the sale of a legacy block of variable annuities to Talcott Resolution Life.”
MetLife is selling a legacy block of variable annuities to Talcott Resolution Life, which is acquiring the block as part of its runoff/reinsurance business.
“We are working hard towards the successful closing of 2 strategic transactions: the acquisition of PineBridge and the sale of a legacy block of variable annuities to Talcott Resolution Life.”
MetLife is working to close its acquisition of asset manager PineBridge in the fourth quarter as part of its New Frontier strategy.
“Chariot Re officially launched in the third quarter with an initial reinsurance transaction of roughly $10 billion.”
MetLife launched its Chariot Re reinsurance partnership with an initial roughly $10 billion transaction to expand retirement liability origination capacity using third-party capital.
“We recently added e-commerce leader, MercadoLibre as a partner on our Accelerator digital platform in Mexico and Brazil.”
MetLife added MercadoLibre as an embedded-insurance distribution partner on its Accelerator platform in Mexico and Brazil, a positive signal for MercadoLibre's fintech/insurance ecosystem.
| Company | Score | Trend | Rev YoY |
|---|---|---|---|
MET MetLife | 8 | -7.7% | |
| AFL Aflac | 9 | +57.9% | |
| GL Globe Life | 8 | +4.0% | |
| PRU Prudential Financial | 7 | -8.1% |